Modernising Money: Why Our Monetary System is Broken and How it Can be Fixed - Couverture souple

Jackson, Andrew; Dyson, Ben

Couverture souple

ISBN 10 : 095744480X ISBN 13 : 9780957444805

Editeur : Positive Money, 2012

Synopsis

Les gouvernements du monde entier ont donné le pouvoir de créer de l'argent aux sociétés privées que nous appelons les banques. Aujourd'hui, plus de 97% de l'argent utilisé par les personnes et les entreprises est créé par les banques lorsqu'elles concluent des prêts. Comme l'écrit Martin Wolf, économiste du Financial Times:

« L'essence du système monétaire contemporain est la création d'argent, à partir de rien, par des prêts souvent insensés des banques privées. »

Cette façon de créer de l'argent a conduit à l'instabilité économique et à une crise financière. Elle a produit les niveaux les plus élevés jamais enregistrés de dette personnelle et gouvernementale, rendu les maisons inabordables et entraîné le comportement à court terme qui détruit les entreprises et les écosystèmes dont nous dépendons.

Mais cela ne doit pas être comme ça: nous pouvons changer la façon dont l'argent est créé. Modernising Money montre comment une loi britannique mise en œuvre en 1844 peut être mise à jour et combinée avec des propositions de réforme de la Grande Dépression. Les réformes combinées pourraient fournir au Royaume-Uni et à tout autre pays - un système monétaire et bancaire stable, des niveaux de dette personnelle et nationale beaucoup plus faibles et une économie florissante.

Détaillé, mais accessible aux non-économistes, Modernising Money est écrit pour tous ceux qui veulent savoir comment créer une économie au service des gens, des entreprises, de la société et de l'environnement.

A propos du livre

Revue de presse

"Money is a social invention, indeed among the most important of all social inventions. At present the right to create money has been handed over to the private businesses we call banks. But this is not the only way we could create money and, as recent experience suggests, it may be far from the best one. Read this book with an open mind and you will understand why."
- Martin Wolf, Chief Economics Commentator, Financial Times

"Modernising Money is not just the clearest exposition of the monetary economy available today, it offers realistic and pragmatic responses to the most urgent challenge of our time: how to devise a financial system fit for purpose."
- --Prof Tim Jackson, author of 'Prosperity Without Growth: economics for a finite planet

"Modernising Money does a fine job of explaining the malfunctioning present banking system, and showing the clear institutional reforms necessary for a sound monetary system."
- Prof. Herman E Daly, author of "Enough Is Enough: Building a Sustainable Economy in a World of Finite Resources"

"Modernising Money sets out the authors' solution to the banking quandary with great clarity. The solution, though far-reaching, is not treated as utopian but as a practical proposition: the transition from the present arrangements is dealt with in detail. The authors treats the question of how we might restructure money and banking in the context of a detailed knowledge of UK banking history, institutions and policy up to the present day, and there are examples from other banking systems as well. The book has much to offer, whether you agree with the authors' solution or not." - --Prof Vicky Chick, Emeritus Professor of Economics, University College London
"This 'must read, must act' book lucidly explains two thing: the urgent need for a simple reform of the money system to make it work more efficiently and fairly for all, and an accessible way for responsible citizens to make the reform happen." --James Robertson, author of "Future Money: Breakdown or Breakthrough?"

Présentation de l'éditeur

Governments across the world have given the power to create money to the private corporations that we know as banks. Today, over 97% of all of the money used by people and businesses is created by banks when they make loans. As Financial Times economist Martin Wolf writes:

"The essence of the contemporary monetary system is the creation of money, out of nothing, by private banks' often foolish lending."

This way of creating money has led to economic instability and a financial crisis. It has produced the highest-ever levels of personal and government debt, made houses unaffordable, and driven the short-termist behaviour which is destroying the businesses, and ecosystems, on which we depend.

But it doesn't have to be like this: we can change the way that money is created. Modernising Money shows how a UK law implemented in 1844 can be updated and combined with reform proposals from the Great Depression. The combined reforms could provide the UK and any other country - with a stable monetary and banking system, much lower levels of personal and national debt, and a thriving economy.

Detailed, but accessible to non-economists, Modernising Money is written for anybody who wants to know how to create an economy that serves people, businesses, society and the environment.

Détails de l'édition

• Éditeur: Positive Money
• Date d'édition: 2012
• Langue: anglais
• ISBN 10: 095744480X
• ISBN 13: 9780957444805
• Reliure: Broché
• Nombre de pages: 336
• Coordonnées du fabricant: non disponible