Congressional serial set Volume 5494

9781130475388: Congressional serial set Volume 5494

This historic book may have numerous typos and missing text. Purchasers can download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1909 Excerpt: ...following text. Of the 461 funds reported five only were instituted prior to 1871, 21 were instituted in the ten-year period 1871 to 1880, 100 in the period 1881 to 1890, 154 in the period 1891 to 1900, and 181 in the period 1901 to 1908. Some of the recently created funds were omitted and preference in selection was given to funds of longer experience. These figures are believed to be indicative, at least in a general way, of the increase in the number of establishment funds and of the growing importance of this phase of insurance in the industrial world. The establishment funds like the railroad funds are under three classes of management. Three hundred and forty-one of the funds here presented are managed by the employees themselves, 32 by the employing establishments, and 88 by the employers and their employees jointly. Less than half of the funds are incorporated societies. The reports presented are for a fiscal year of each fund, the years for 176 ending some time in the calendar year 1906, for 215 in 1907, and for 70 in 1908. The two principal forms of benefits provided for by these establishment funds are temporary disability benefits and death benefits. The other benefits reported are for death of wife, death of dependents other than the wife, permanent disability, superannuation, and marriage. Of the 461 funds, 265 pay both temporary disability and death benefits, 39 pay temporary disability benefits only, 13 pay death benefits only, and 2 pay superannuation benefits only. The remaining funds pay two or more of the several kinds of benefits. The following table shows the kind or kinds of benefits paid by the several funds investigated, the management of the funds paying each benefit or combination of benefits, and the membership, by sex, at the cl...

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