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Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs - Couverture rigide

 
9780226497099: Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs
Couverture rigide
ISBN 10 : 0226497097 ISBN 13 : 9780226497099
Editeur : University of Chicago Press, 2009

Synopsis

The great majority of working Americans are unprepared to face the difficult task of planning for retirement. In fact, the personal savings rate has been holding steady at zero for several years, down from 8 percent in the mid-1980s. Overcoming the Saving Slump explores the many challenges facing workers in the transition from a traditional defined benefit pension system to one that requires more individual responsibility, analyzing the considerable impediments to saving and evaluating financial literacy programs devised by employers and the government. Mapping the changing landscape of pensions and the rise of defined contribution plans, Annamaria Lusardi and others investigate new methods for stimulating saving and promoting financial education drawing on the experience of the United States as well as countries that have privatized their welfare systems, including Sweden and Chile. This timely volume pinpoints where human resources departments, the financial industry, and government officials have succeeded--or failed--in bridging the way to a new retirement system. As the workforce ages and more pensions disappear each second, Lusardi's findings will be invaluable for economists and anyone facing retirement.

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À propos de l'auteur

Annamaria Lusardi is professor of economics at Dartmouth College and a research associate of the NBER. She won the Fidelity Pyramid Prize for her work on improving lifelong financial well-being for Americans.

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Éditeur
University of Chicago Press
Date d'édition
2009
Langue
anglais
ISBN 10 
0226497097
ISBN 13 
9780226497099
Reliure
Relié
Nombre de pages
406
Éditeur
Lusardi Annamaria
Coordonnées du fabricant
The University of Chicago Press
https://press.uchicago.edu/index.html

5801 S. Ellis Avenue
Chicago
IL
60637
Etats-Unis
Personne responsable
non disponible