Mortgages: The Insider's Guide - Couverture souple

Redmond, Richard

Couverture souple

ISBN 10 : 0692220135 ISBN 13 : 9780692220139

Editeur : Heart of the Sun Press, 2014

Synopsis

In addition to a concise explanation of every major mortgage topic that consumers want to understand, Mortgages: The Insider’s Guide is the only clear, step-by-step guide to effectively shopping for a mortgage. Written by a mortgage industry veteran based on the thousands of questions he has answered in over twenty years counseling clients, this book explains the loan options that you have, how to choose the best one for your unique situation, how to get a handle on the detailed process of getting a home loan, and how to find the right lender. If you are a home buyer you'll be able to determine not just how much house you can qualify for but, more important, what total monthly housing expense you can comfortably afford, including how to figure your specific tax advantages in having a mortgage. Other topics clearly explained include: how a lender looks at your entire financial picture, including income, credit and assets; gift funds and co-signers; appraisals; locking in an interest rate; TIC financing; closing costs; reverse mortgages; how to compare different loan offers, and many, many more. There is a wealth of valuable information here. Understanding the mortgage process and products will make getting a mortgage much easier, and may end up saving you thousands of dollars over the life of your loan.

A propos du livre

À propos de l'auteur

Richard Redmond has helped his clients with over 2000 transactions, funding more than $950 million in mortgage loans during his twenty-plus years as a mortgage broker at All California Mortgage in Larkspur. He has worked extensively with clients in every area of mortgage finance: first-time buyers of houses, condos and TICs; savvy real estate investors and developers; long-time homeowners refinancing, buying up, or buying down; and seniors and their families looking into reverse mortgages. He also provides private money lending and bridge financing for residential and commercial properties. In 1994 Richard wrote the first edition of Mortgages: The Insider's Guide (originally called The Insider's Guide to Mortgages) in order to give consumers the understanding necessary to participate actively and effectively in the process of mortgage finance while showing them how to effectively evaluate and compare different mortgage offers from different lenders. The current third edition has been expanded, and reflects the myriad changes that have transformed the mortgage world since the financial crisis. He is a licensed as a broker by the California Bureau of Real Estate, and as a mortgage originator by the National Mortgage Licensing System. His website, www.richardredmond.com, is continuously updated to reflect the rapid and continuing changes that impact consumers in the mortgage market.

Détails de l'édition

• Éditeur: Heart of the Sun Press
• Date d'édition: 2014
• Langue: anglais
• ISBN 10: 0692220135
• ISBN 13: 9780692220139
• Reliure: Broché
• Numéro d'édition: 3
• Nombre de pages: 156
• Coordonnées du fabricant: non disponible
• Personne responsable: non disponible