Articles liés à Bonus-Malus Systems in Automobile Insurance
Synopsis
Most insurers around the world have introduced some form of merit-rating in automobile third party liability insurance. Such systems, penalizing at-fault accidents by premium surcharges and rewarding claim-free years by discounts, are called bonus-malus systems (BMS) in Europe and Asia. With the current deregulation trends that concern most insurance markets around the world, many companies will need to develop their own BMS. The main objective of the book is to provide them models to design BMS that meet their objectives.
Part I of the book contains an overall presentation of the pros and cons of merit-rating, a case study and a review of the different probability distributions that can be used to model the number of claims in an automobile portfolio. In Part II, 30 systems from 22 different countries, are evaluated and ranked according to their `toughness' towards policyholders. Four tools are created to evaluate that toughness and provide a tentative classification of all systems. Then, factor analysis is used to aggregate and summarize the data, and provide a final ranking of all systems. Part III is an up-to-date review of all the probability models that have been proposed for the design of an optimal BMS. The application of these models would enable the reader to devise the system that is ideally suited to the behavior of the policyholders of his own insurance company. Finally, Part IV analyses an alternative to BMS; the introduction of a policy with a deductible.
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Bonus-Malus Systems In Automobile Insurance
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Springer, 1995
ISBN 10 : 079239545X
ISBN 13 : 9780792395454
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Bonus-Malus Systems in Automobile Insurance (Huebner International Series on Risk, Insurance and Economic Security, 19)
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Bonus-Malus Systems in Automobile Insurance (Huebner International Series on Risk, Insurance and Economic Security, 19)
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Bonus-Malus Systems in Automobile Insurance
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Springer Netherlands Apr 1995, 1995
ISBN 10 : 079239545X
ISBN 13 : 9780792395454
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Buch. Etat : Neu. This item is printed on demand - it takes 3-4 days longer - Neuware -Most insurers around the world have introduced some form of merit-rating in automobile third party liability insurance. Such systems, penalizing at-fault accidents by premium surcharges and rewarding claim-free years by discounts, are called bonus-malus systems (BMS) in Europe and Asia. With the current deregulation trends that concern most insurance markets around the world, many companies will need to develop their own BMS. The main objective of the book is to provide them models to design BMS that meet their objectives. Part I of the book contains an overall presentation of the pros and cons of merit-rating, a case study and a review of the different probability distributions that can be used to model the number of claims in an automobile portfolio. In Part II, 30 systems from 22 different countries, are evaluated and ranked according to their `toughness' towards policyholders. Four tools are created to evaluate that toughness and provide a tentative classification of all systems. Then, factor analysis is used to aggregate and summarize the data, and provide a final ranking of all systems. Part III is an up-to-date review of all the probability models that have been proposed for the design of an optimal BMS. The application of these models would enable the reader to devise the system that is ideally suited to the behavior of the policyholders of his own insurance company. Finally, Part IV analyses an alternative to BMS; the introduction of a policy with a deductible. 314 pp. Englisch. N° de réf. du vendeur 9780792395454
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Bonus-Malus Systems in Automobile Insurance
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Springer Netherlands, 1995
ISBN 10 : 079239545X
ISBN 13 : 9780792395454
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Gebunden. Etat : New. Dieser Artikel ist ein Print on Demand Artikel und wird nach Ihrer Bestellung fuer Sie gedruckt. Most insurers around the world have introduced some form of merit-rating in automobile third party liability insurance. Such systems, penalizing at-fault accidents by premium surcharges and rewarding claim-free years by discounts, are called bonus-malus . N° de réf. du vendeur 5971575
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Bonus-Malus Systems in Automobile Insurance
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Bonus-Malus Systems in Automobile Insurance
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Springer Netherland, 1995
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ISBN 13 : 9780792395454
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Buch. Etat : Neu. Bonus-Malus Systems in Automobile Insurance | Jean Lemaire | Buch | xxvi | Englisch | 1995 | Springer Netherland | EAN 9780792395454 | Verantwortliche Person für die EU: Springer Verlag GmbH, Tiergartenstr. 17, 69121 Heidelberg, juergen[dot]hartmann[at]springer[dot]com | Anbieter: preigu Print on Demand. N° de réf. du vendeur 102532140
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Bonus-Malus Systems in Automobile Insurance
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Kluwer Academic Publishers, 1995
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ISBN 13 : 9780792395454
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Etat : New. Penalizing at-fault accidents by premium surcharges and rewarding claim-free years by discounts, are called bonus-malus systems (BMS) in Europe and Asia. The aim of this book is to provide companies with models to design BMS that meet their objectives. Series: Huebner International Series on Risk, Insurance and Economic Security. Num Pages: 285 pages, biography. BIC Classification: KFFN. Category: (P) Professional & Vocational. Dimension: 234 x 156 x 19. Weight in Grams: 620. . 1995. Hardback. . . . . N° de réf. du vendeur V9780792395454
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Bonus-Malus Systems in Automobile Insurance
Edité par
Springer Netherlands, Springer Netherlands Apr 1995, 1995
ISBN 10 : 079239545X
ISBN 13 : 9780792395454
Neuf
Couverture rigide
Vendeur : buchversandmimpf2000, Emtmannsberg, BAYE, Allemagne
Évaluation du vendeur 5 sur 5 étoiles
Buch. Etat : Neu. Neuware -Most insurers around the world have introduced some form of merit-rating in automobile third party liability insurance. Such systems, penalizing at-fault accidents by premium surcharges and rewarding claim-free years by discounts, are called bonus-malus systems (BMS) in Europe and Asia. With the current deregulation trends that concern most insurance markets around the world, many companies will need to develop their own BMS. The main objective of the book is to provide them models to design BMS that meet their objectives.Part I of the book contains an overall presentation of the pros and cons of merit-rating, a case study and a review of the different probability distributions that can be used to model the number of claims in an automobile portfolio. In Part II, 30 systems from 22 different countries, are evaluated and ranked according to their `toughness' towards policyholders. Four tools are created to evaluate that toughness and provide a tentative classification of all systems. Then, factor analysis is used to aggregate and summarize the data, and provide a final ranking of all systems. Part III is an up-to-date review of all the probability models that have been proposed for the design of an optimal BMS. The application of these models would enable the reader to devise the system that is ideally suited to the behavior of the policyholders of his own insurance company. Finally, Part IV analyses an alternative to BMS; the introduction of a policy with a deductible.Springer Verlag GmbH, Tiergartenstr. 17, 69121 Heidelberg 314 pp. Englisch. N° de réf. du vendeur 9780792395454
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Bonus-Malus Systems in Automobile Insurance
impression à la demandeVendeur : Majestic Books, Hounslow, Royaume-Uni
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Etat : New. Print on Demand pp. 316 52:B&W 6.14 x 9.21in or 234 x 156mm (Royal 8vo) Case Laminate on White w/Gloss Lam. N° de réf. du vendeur 7560657
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