<div><p><b>"Why learn to manage my money? I'm just a teenager; I don't have much of it anyway."</b></p><p>Sounds reasonable, but it's not. </p><p>Think about this: The average American teenager spends $3,000 per year. At the end of high school, that means you'll have spent $21,000. Do you know where you're spending it? </p><p>While $3,000 per year is most likely a lot less than your parents spend, you should still be able to: </p><ul><li>Pay fair prices for quality items </li><li>Avoid being ripped off by misleading ads and salespeople </li><li>Stay out of debt </li><li>Save up for a car, college, or your own business </li><li>Give money that will make a difference in the world </li><li>Have money to do fun things with your friends</li></ul><p>Larry Burkett and Todd Temple will show you how to take back the control of your money. You'll learn skills that will help you right now and prepare you for a successful financial future. Imagine what can happen when, as a teenager, you begin spending your money wisely. </p></div>
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<div><b> LARRY BURKETT</b> (1939-2003) was a well-known authority on business and personal finance. He wrote more than seventy books, including non-fiction bestsellers like <i>Family Financial Workbook, Debt-Free Living</i>, and <i>The World¿s Easiest Guide to Finances</i>. He also had a worldwide radio ministry. Larry founded Christian Financial Concepts and served as Chairman of the Board of Directors of Crown Financial Ministries®. He is survived by his wife, Judy, four grown children and nine grandchildren.</div>
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