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Synopsis
Poor people spend their money living day to day. How can they accumulate wealth? In the United States, homeownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity. Mortgage credit becomes a crucial factor. More Americans than ever now have some access to credit. However. thanks in large part to the growth of global capital markets and greater use of credit scores, not all homeowners have benefited equally from the opened spigots. Different terms and conditions mean that some applicants are overpaying for mortgage credit, while some are getting in over their heads. And the door is left wide open for predatory lenders. In this important new volume, accomplished analysts examine the situation, illustrate its ramifications, and recommend steps to improve it. Today, low-income Americans have more access to credit than ever before. The challenge is to increase the chances that homeownership becomes the new pathway to asset-building that everyone hopes it will be.
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À propos de l'auteur
Nicolas P. Retsinas is director of Harvard University's Joint Center for Housing Studies and a member of the faculty of the Harvard Graduate School of Design, the Kennedy School of Government, and Business School. Eric S. Belsky is managing director of the Joint Center for Housing Studies and a lecturer in the Harvard Graduate School of Design. Edward Gramlich is a member of the Board of Governors of the Federal Reserve System.
Les informations fournies dans la section « A propos du livre » peuvent faire référence à une autre édition de ce titre.
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Building Assets, Building Credit : Creating Wealth in Low-Income Communities
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Brookings Institution Press, 2005
ISBN 10 : 0815774095
ISBN 13 : 9780815774099
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Building Assets, Building Credit
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Building Assets, Building Credit
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Building Assets, Building Credit (Paperback)
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Bloomsbury Publishing Plc, Washington DC, 2005
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ISBN 13 : 9780815774099
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Paperback. Etat : new. Paperback. Poor people spend their money living day to day. How can they accumulate wealth? In the United States, homeownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity. Mortgage credit becomes a crucial factor. More Americans than ever now have some access to credit. However. thanks in large part to the growth of global capital markets and greater use of ""credit scores,"" not all homeowners have benefited equally from the opened spigots. Different terms and conditions mean that some applicants are overpaying for mortgage credit, while some are getting in over their heads. And the door is left wide open for predatory lenders. In this important new volume, accomplished analysts examine the situation, illustrate its ramifications, and recommend steps to improve it. Today, low-income Americans have more access to credit than ever before. The challenge is to increase the chances that homeownership becomes the new pathway to asset-building that everyone hopes it will be. Poor people spend their money living day to day. How can they accumulate wealth? In the United States, homeownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity. This item is printed on demand. Shipping may be from multiple locations in the US or from the UK, depending on stock availability. N° de réf. du vendeur 9780815774099
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Building Assets, Building Credit: Creating Wealth in Low-Income Communities (James A. Johnson Metro Series)
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Brookings Institution Press, 2005
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Building Assets, Building Credit: Creating Wealth in Low-Income Communities
Edité par
Brookings Institution, 2005
ISBN 10 : 0815774095
ISBN 13 : 9780815774099
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Building Assets, Building Credit: Creating Wealth In Low-Income Communities
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Paperback. Etat : Brand New. illustrated edition. 395 pages. 9.25x6.00x0.75 inches. In Stock. N° de réf. du vendeur x-0815774095
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Building Assets, Building Credit: Creating Wealth in Low-Income Communities
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BROOKINGS INST PR HARVARD, 2005
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ISBN 13 : 9780815774099
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Vendeur : moluna, Greven, Allemagne
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Etat : New. Dieser Artikel ist ein Print on Demand Artikel und wird nach Ihrer Bestellung fuer Sie gedruckt. Poor people spend their money living day to day. How can they accumulate wealth? In the United States, homeownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity.Über den Autor. N° de réf. du vendeur 595056657
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Building Assets, Building Credit (Paperback)
Edité par
Bloomsbury Publishing Plc, Washington DC, 2005
ISBN 10 : 0815774095
ISBN 13 : 9780815774099
Neuf
Paperback
Vendeur : CitiRetail, Stevenage, Royaume-Uni
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Paperback. Etat : new. Paperback. Poor people spend their money living day to day. How can they accumulate wealth? In the United States, homeownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity. Mortgage credit becomes a crucial factor. More Americans than ever now have some access to credit. However. thanks in large part to the growth of global capital markets and greater use of ""credit scores,"" not all homeowners have benefited equally from the opened spigots. Different terms and conditions mean that some applicants are overpaying for mortgage credit, while some are getting in over their heads. And the door is left wide open for predatory lenders. In this important new volume, accomplished analysts examine the situation, illustrate its ramifications, and recommend steps to improve it. Today, low-income Americans have more access to credit than ever before. The challenge is to increase the chances that homeownership becomes the new pathway to asset-building that everyone hopes it will be. Poor people spend their money living day to day. How can they accumulate wealth? In the United States, homeownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability. N° de réf. du vendeur 9780815774099
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Building Assets, Building Credit : Creating Wealth in Low-Income Communities
Edité par
Brookings Institution Press, 2005
ISBN 10 : 0815774095
ISBN 13 : 9780815774099
Neuf
Taschenbuch
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Taschenbuch. Etat : Neu. nach der Bestellung gedruckt Neuware - Printed after ordering - 'A Brookings Institution Press and Harvard University Joint Center for Housing Studies publicationPoor people spend their money living day to day. How can they accumulate wealth In the United States, homeownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity. Mortgage credit becomes a crucial factor. More Americans than ever now have some access to credit. However. thanks in large part to the growth of global capital markets and greater use of ''credit scores,'' not all homeowners have benefited equally from the opened spigots. Different terms and conditions mean that some applicants are overpaying for mortgage credit, while some are getting in over their heads. And the door is left wide open for predatory lenders.In this important new volume, accomplished analysts examine the situation, illustrate its ramifications, and recommend steps to improve it. Today, low-income Americans have more access to credit than ever before. The challenge is to increase the chances that homeownership becomes the new pathway to asset-building that everyone hopes it will be.'. N° de réf. du vendeur 9780815774099
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