Budgeting - the LEAST appealing word in the English dictionary. Thankfully, the purpose of this book (and book series) is to break down financial literacy and make it attainable. A budget explains how your money moves. Sticking to a budget is the foundation to getting you closer to your long-term financial goals. It shows what comes in, what goes out, and your habits in managing this money flow.
In order to improve the way your money moves, you have to track it. Writing out, monitoring, and adjusting your budget frequently will allow you to raise your financial awareness, which is an essential process in securing your financial future. This budget workbook will allow you to track your "money moves'', improve upon them, and track your progress to reaching your wealth goals in 12 months or less. Don't know where to start with wealth goals? We've got you covered with the brainstorming.
I operate from a deep belief that we are all meant for abundance, but only if we choose to walk in it. In this day and age, we have the power to create the future that we want. However, many place higher value on the product over the process. The entire Black Wealth Freedom series, not only will guide you to learn disciplined steps to growing your money, but also, and most importantly, reframe how you think about money. As you engage in the Black Wealth Freedom series, trust the process. Actively reflect on your goals. Work through this with an accountability buddy. Rework and re-approach. Above all else, know that you are meant for abundance. Let's walk in it together. - Ray'Chel
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