Articles liés à Loans and Investments;
Synopsis
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Présentation de l'éditeur
Commercial Loans BANKS are commonly thought of as being chiefly enged in the business of lending money, butl)a matter of fact money loans make up a small part of their business. The investments of savings banks are indeed limited to the funds which they have received from depositors, together with such amounts as have been set aside from profits as surplus, and also in the case of stock savings banks the amount received from subscriptions to capitaL stock. Other banks, including the banking departments of trust companies, while they must always be prepared to furnish money on demand, do not limit their loans and other investments to the funds received from depositors and shareholders. They lend their credit as well, and thus create a large part of the funds utilized by borrowers. Banks other than savings banks might well therefore be called credit banks. Unfortunately a somewhat less descriptive term is in common use Commercial Banks. 2. BANK NOTES AND CHECKS.
(Typographical errors above are due to OCR software and don't occur in the book.)
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