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The Unbanking of America: How the New Middle Class Survives - Couverture souple

Servon, Lisa

 
9781328745705: The Unbanking of America: How the New Middle Class Survives
Couverture souple
ISBN 10 : 1328745708 ISBN 13 : 9781328745705
Editeur : Mariner Books, 2018

Synopsis

“[A] startling and absorbing exposé . . . Required reading for fans of muckraking authors like Barbara Ehrenreich.”—Publishers Weekly, starred review
 
“Exceptional . . . thorough, and even gut-wrenching. A significant contribution.”—American Prospect
 
Why Americans are fleeing our broken banking system in growing numbers, and how alternatives are rushing in to do what banks once did
 
What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twenty-something graduate student have in common? All three are victims of our dysfunctional mainstream bank and credit system. Nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their lower- and middle-income customers while serving only the wealthiest Americans.
            Lisa Servon delivers a stunning indictment of America’s banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a tanda, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve many of us.

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À propos de l'auteur

LISA SERVON is Professor of City and Regional Planning at the University of Pennsylvania and a former dean of the New School.  Her work on consumer financial services has been published in the Wall Street Journal, the Atlantic online, and The New Yorker online, among many others. She lives in Brooklyn, New York.

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Éditeur
Mariner Books
Date d'édition
2018
Langue
anglais
ISBN 10 
1328745708
ISBN 13 
9781328745705
Reliure
Broché
Nombre de pages
272
Coordonnées du fabricant
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