The Examination of Insurance Companies a Series of Talks to the Members of His Office Staff (Classic Reprint) - Couverture souple

Wolfe, S. Herbert

Couverture souple

ISBN 10 : 1330116755 ISBN 13 : 9781330116753

Editeur : Forgotten Books, 2018

Synopsis

How insurance companies set premiums and build reserves—and what that means for consumers
This nonfiction work explains a practical approach to measuring what insurance firms charge and the reserves they must hold to cover future losses. It presents a clear view of proposed methods, including state supervision and the idea that the premium is the substance while the loss reserve is the shadow.

The book frames a thoughtful discussion on balancing fairness, stability, and safety in the insurance market. It focuses on the logic behind pricing, reserves, and regulatory safeguards, with attention to real-world implications for companies, policyholders, and regulators.

• How premiums and reserves interact to keep an insurance company solvent over time


• Why state supervision aims to prevent underpriced products and safeguard policyholders


• Practical steps for deriving premiums and establishing minimum standards


• Historical context of standard policy forms and regulatory responses in several states

Ideal for readers interested in insurance regulation, actuarial science, or financial history, and for those curious about how numbers shape policy safety.

Détails de l'édition

• Éditeur: Forgotten Books
• Date d'édition: 2018
• Langue: anglais
• ISBN 10: 1330116755
• ISBN 13: 9781330116753
• Reliure: Broché
• Nombre de pages: 254
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