Understand how banks extend credit and what drives their lending decisions. This essential study explains the nature of bank credit, the role of bank acceptances, and how loans shape the money you use every day. It links theory with practice to show how credit is created, measured, and managed.
The book surveys the quantitative and qualitative aspects of bank credit, from how loans relate to deposits to how the loan process is investigated and supervised. It also examines the borrower’s statements, asset valuation, and the use of life insurance and other tools to support credit decisions.
Ideal for readers of banking, finance, and economic policy who want a clear view of bank credit in practice.
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Vendeur : Forgotten Books, London, Royaume-Uni
Paperback. Etat : New. Print on Demand. This book delves into the intricacies of bank credit, a subject that has fascinated economists and financiers for centuries. The author, drawing on a wealth of sources including historical bank records, banking periodicals, and interviews with prominent bankers, meticulously unravels the complex relationship between bank loans, deposits, and reserves. The book explains how banks create credit, a process often described as ââ Å"manufacturingââ  credit, and challenges traditional theories that have long dominated the field. The author presents a new and compelling argument for understanding how banks expand their loan portfolios, shedding light on the role of primary deposits in individual bank lending. The book further analyzes the implications of various bank practices, such as the growth of note brokerage and the emergence of credit departments, on the soundness of bank loans and the overall health of the banking system. This book offers a unique and insightful exploration of the foundations of bank credit, providing a valuable resource for anyone seeking to understand this critical element of our financial system. This book is a reproduction of an important historical work, digitally reconstructed using state-of-the-art technology to preserve the original format. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in the book. print-on-demand item. N° de réf. du vendeur 9781330202258_0
Quantité disponible : Plus de 20 disponibles
Vendeur : PBShop.store US, Wood Dale, IL, Etats-Unis
PAP. Etat : New. New Book. Shipped from UK. Established seller since 2000. N° de réf. du vendeur LW-9781330202258
Quantité disponible : 15 disponible(s)
Vendeur : PBShop.store UK, Fairford, GLOS, Royaume-Uni
PAP. Etat : New. New Book. Shipped from UK. Established seller since 2000. N° de réf. du vendeur LW-9781330202258
Quantité disponible : 15 disponible(s)