Rethinking American banking: how a nationwide system of branch banks could transform credit, currency, and everyday commerce.
In this clear, concise study, the author argues that transforming single‑office banks into a network of branch banks would strengthen financial stability and serve borrowers, depositors, and communities alike. The text outlines practical steps for transition and explains how a branch system could reduce bank losses, improve discipline, and expand banking access to small towns and city districts. It also connects these changes to currency policy, panic prevention, and the broader roles of banks in the national economy.
Readers will explore the potential benefits, including better fraud control, lower costs, more uniform interest and reserve practices, and stronger national banking supervision. The work links structural reform to everyday banking experience, from notes and reserves to household deposits and local lending.
Ideal for readers curious about banking reforms, financial history, and the future of U.S. banking policy.
Les informations fournies dans la section « Synopsis » peuvent faire référence à une autre édition de ce titre.
Vendeur : Forgotten Books, London, Royaume-Uni
Paperback. Etat : New. Print on Demand. This book illuminates the historical and contemporary shortcomings of the American banking system. The author, a banking professional with decades of experience in the United States and Canada, observes that the countryâs tradition of local, single-office banks incurs substantial costs and risks. These risks are borne not just by banksâ shareholders, but by depositors and business borrowers too. While bank failures have been relatively rare in the United Kingdom and Canadaâ"both banking systems that feature branch bankingâ"the United States has experienced numerous bank closures, resulting in lost savings, disrupted businesses, and a diminished reputation for American banks internationally. Further, the author argues that the structure of the American banking system contributes to an elevated level of fraud and embezzlement compared to other nations, concluding that the adoption of branch banking could mitigate these risks while also contributing to a more stable financial ecosystem. This book is a reproduction of an important historical work, digitally reconstructed using state-of-the-art technology to preserve the original format. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in the book. print-on-demand item. N° de réf. du vendeur 9781331656142_0
Quantité disponible : Plus de 20 disponibles
Vendeur : PBShop.store US, Wood Dale, IL, Etats-Unis
PAP. Etat : New. New Book. Shipped from UK. Established seller since 2000. N° de réf. du vendeur LW-9781331656142
Quantité disponible : 15 disponible(s)
Vendeur : PBShop.store UK, Fairford, GLOS, Royaume-Uni
PAP. Etat : New. New Book. Shipped from UK. Established seller since 2000. N° de réf. du vendeur LW-9781331656142
Quantité disponible : 15 disponible(s)
Vendeur : AHA-BUCH GmbH, Einbeck, Allemagne
Taschenbuch. Etat : Neu. Neuware. N° de réf. du vendeur 9781331656142
Quantité disponible : 2 disponible(s)
Vendeur : Buchpark, Trebbin, Allemagne
Etat : Sehr gut. Zustand: Sehr gut | Seiten: 340 | Sprache: Englisch | Produktart: Bücher | Keine Beschreibung verfügbar. N° de réf. du vendeur 25980562/2
Quantité disponible : 1 disponible(s)