Elements of Life Insurance (Classic Reprint) - Couverture souple

Miles Menander Dawson

 
9781333319823: Elements of Life Insurance (Classic Reprint)

Synopsis

Explore the inner workings of life insurance, from how premiums and expenses are calculated to how non-forfeiture provisions evolved to protect policyholders. This concise, analyst-friendly guide sheds light on the history, methods, and practical effects of policy design.

This edition delves into the economics behind life policies, including how surplus is determined, how dividends are allocated, and why surrender values and extended insurance matter to both insurers and insured. It presents clear explanations of concepts that affect the true value of a policy over time, without overwhelming you with technical jargon.


  • How premiums cover mortality, expenses, and reserves, and what that means for a policy’s cost

  • Why surrender values and paid‑up insurance became standard features

  • How surplus and dividends are calculated and distributed among policyholders

  • Historical reforms that shaped modern non-forfeiture provisions



Ideal for readers seeking a practical, historical grounding in life insurance concepts and policy values.

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Présentation de l'éditeur

This book was originally published prior to 1923, and represents a reproduction of an important historical work, maintaining the same format as the original work. While some publishers have opted to apply OCR (optical character recognition) technology to the process, we believe this leads to sub-optimal results (frequent typographical errors, strange characters and confusing formatting) and does not adequately preserve the historical character of the original artifact. We believe this work is culturally important in its original archival form. While we strive to adequately clean and digitally enhance the original work, there are occasionally instances where imperfections such as blurred or missing pages, poor pictures or errant marks may have been introduced due to either the quality of the original work or the scanning process itself. Despite these occasional imperfections, we have brought it back into print as part of our ongoing global book preservation commitment, providing customers with access to the best possible historical reprints. We appreciate your understanding of these occasional imperfections, and sincerely hope you enjoy seeing the book in a format as close as possible to that intended by the original publisher.

Présentation de l'éditeur

Originally published in 1914. This volume from the Cornell University Library's print collections was scanned on an APT BookScan and converted to JPG 2000 format by Kirtas Technologies. All titles scanned cover to cover and pages may include marks notations and other marginalia present in the original volume.

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