Understand how medical screening shapes life-insurance risk and costs.
This book explains the theory behind life insurance mortality and how underwriters classify applicants. It compares three broad groups: random or large-group selections, self-selected risks, and medically screened applicants. It also shows how agents and medical directors work together to balance risk with coverage, and how underwriters use averages to judge policyholders instead of judging individuals alone.
- See how different selection methods affect mortality and premium decisions
- Learn why medical examiners and directors must balance individual risk with group averages
- Discover how health factors like urine tests and body measurements influence underwriting
- Understand the agent’s role and how cooperation between agents and medical directors affects outcomes
Ideal for readers of insurance underwriting, risk management, and medical-director perspectives, including agents who want a clearer view of the underwriting process and its impact on policy decisions.
Les informations fournies dans la section « Synopsis » peuvent faire référence à une autre édition de ce titre.
Vendeur : Forgotten Books, London, Royaume-Uni
Paperback. Etat : New. Print on Demand. This book takes a look at the complexities that existed in the early stages of the insurance industry, and analyzes how to bring an equitable solution between insurance underwriters and the agents at the time. Providing a historical vantage point, the author conveys the need to study each partyâs perspective to avoid misunderstanding. The author implores those in the field to be in constant communication with all parties, which can be achieved through conventions, studying journals, and making the effort to comprehend the opposing sides' goals. This allows all parties involved to make meaningful and measurable progress toward cooperation. The authorâs insights on developing a more wholesome relationship between insurance underwriters and agents are still relevant issues the industry faces today. This book is a reproduction of an important historical work, digitally reconstructed using state-of-the-art technology to preserve the original format. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in the book. print-on-demand item. N° de réf. du vendeur 9781334615870_0
Quantité disponible : Plus de 20 disponibles
Vendeur : PBShop.store US, Wood Dale, IL, Etats-Unis
PAP. Etat : New. New Book. Shipped from UK. Established seller since 2000. N° de réf. du vendeur LW-9781334615870
Quantité disponible : 15 disponible(s)
Vendeur : PBShop.store UK, Fairford, GLOS, Royaume-Uni
PAP. Etat : New. New Book. Shipped from UK. Established seller since 2000. N° de réf. du vendeur LW-9781334615870
Quantité disponible : 15 disponible(s)
Vendeur : AHA-BUCH GmbH, Einbeck, Allemagne
Taschenbuch. Etat : Neu. Neuware. N° de réf. du vendeur 9781334615870
Quantité disponible : 2 disponible(s)