Bitcoin Personal Finance: Build Wealth in a Digital World - Couverture rigide

Rochard, Morgen

Couverture rigide

ISBN 10 : 1394394055 ISBN 13 : 9781394394050

Editeur : John Wiley & Sons Inc, 2026

Synopsis

Turn a bitcoin position into a coherent, risk-managed financial life.

Bitcoin Personal Finance, written by Morgen Rochard, CFA, RLP, provides a fiduciary-grade framework for building wealth around bitcoin. Whether readers are evaluating their first purchase or managing a concentrated position worth six or seven figures, Rochard applies disciplined financial planning principles to the unique realities of holding a global, self-custodied monetary asset.

The book follows the structure of a comprehensive planning engagement―cash-flow design, risk management, investment policy, tax strategy, retirement income, estate transfer, and purpose-driven life planning―and examines how each area evolves when bitcoin becomes the core balance-sheet asset. Readers receive practical tools, sample allocation frameworks, liquidity guardrails, and decision trees calibrated for bitcoin volatility, custody responsibility, and long time horizons.

Grounded in real-world advisory experience, Rochard integrates behavioral finance, tax law, estate design, and investment discipline into a cohesive system. The result is a structured approach that helps individuals transform conviction into durable financial architecture.

Inside, readers will find:

• Behavioral insights addressing fear of catastrophic loss, over-concentration, over-trading, and aligning financial upside with daily purpose
• Guidance on liquidity buffers, position sizing, leverage decisions, and building resilience around volatility
• Tax optimization strategies for basis tracking, charitable giving, Roth conversion analysis, and multi-jurisdiction considerations relevant to bitcoin holders
• Estate planning frameworks for private-key inheritance, trustee education, and secure custody succession
• Practical considerations for financial planners and family offices navigating compliance, custody due diligence, and client education

Bitcoin Personal Finance serves individuals seeking a disciplined on-ramp, long-time holders navigating cash-flow and estate complexity, and the professionals advising both groups. It provides a roadmap for integrating sound money into every layer of financial life and for building a structure designed to endure across decades.

A propos du livre

À propos de l'auteur

MORGEN ROCHARD, CFA, RLP, is the founder and lead financial planner of Origin Wealth Advisers LLC, where she has advised clients on bitcoin since 2016. A Chartered Financial Analyst and Registered Life Planner, Rochard previously served high-net-worth clients at UBS Financial Services and Merrill Lynch, and began her career as an equity options market maker at Trinity Derivatives Group. She hosts the Money Owners Podcast and Bitcoin for Advisors, and is the author of the Personal Finance QuickStart Guide. Rochard is a frequent speaker on bitcoin and financial planning, including at AICPA ENGAGE, Bitcoin 2025, and Adopting Bitcoin.

À propos de la quatrième de couverture

"Excellent book that bridges two worlds that urgently need each other: prudent financial planning and the monetary revolution of bitcoin."
--JEFF BOOTH, Author of The Price of Tomorrow and Founding Partner at Bitcoin-focused venture firm Ego Death Capital

"Bitcoin is changing how people save, invest, and plan for the future, but most financial advice is still anchored to assumptions from a fiat world. Morgen Rochard has written a practical guide for navigating that transition, helping bitcoin holders build a thoughtful financial plan around sound money. This book is an invaluable resource for anyone seeking to turn bitcoin conviction into long-term financial security."
--MATT COLE, Chairman and CEO of Strive, Inc.

Turn a bitcoin position into a complete, risk-managed financial plan

Bitcoin Personal Finance is the first book to treat bitcoin not as a speculative footnote but as a core balance-sheet asset requiring rigorous, fiduciary-grade life planning. Written by Morgen Rochard, CFA, RLP--founder of Origin Wealth Advisers LLC and a financial planner who has guided clients through bitcoin allocation decisions since 2016--this book provides the actionable roadmap that holders, would-be adopters, and their advisers have been missing.

Each chapter follows the arc of a traditional planning engagement--cash-flow design, risk management, investment policy, tax optimization, retirement income, and estate planning--then shows exactly what changes when bitcoin is the primary asset. Readers gain the same rigor expected from a mainstream planning manual, including checklists, sample asset allocations, and decision trees. Each tool is designed for the unique challenges of hard money volatility and self-custody.

Whether you are new to bitcoin and seeking a safe, informed on-ramp, a long-time holder facing real-world cash-flow and estate questions, or a financial planner navigating compliance, custody due diligence, and client skepticism, this book delivers the structured guidance no other personal finance title provides.

À propos de la deuxième de couverture

When most financial planners dismissed bitcoin, Morgen Rochard, CFA, RLP, was already helping clients understand how it fit into a comprehensive financial plan. Since 2016, she has advised clients on bitcoin through Origin Wealth Advisers LLC, the independent planning firm she founded in 2014. Drawing on her background as an equity options market maker, Chartered Financial Analyst, and Registered Life Planner, Rochard delivers the comprehensive guide that current and future holders of bitcoin have long needed: a complete, risk-managed roadmap for turning a concentrated digital-asset position into a resilient financial life.

Bitcoin Personal Finance follows the arc of a traditional planning engagement--cash-flow design, risk management, investment policy, tax optimization, retirement income, and estate planning. It then recalibrates each discipline for the realities of holding an asset that can appreciate by an order of magnitude, settle in minutes, and be self-custodied anywhere on Earth. Every chapter shows what changes when bitcoin shifts from a speculative side investment into a core balance-sheet asset.

Readers gain the same rigor expected from a mainstream planning manual, including checklists, sample asset allocations, and decision trees. Each tool is designed for the unique challenges of hard money volatility and self-custody. Behavioral-finance insights explore the emotional dimensions of concentrated wealth, including the fear of catastrophic loss, the temptation to overtrade, and the challenge of aligning extraordinary upside with a purpose-driven financial life.

Written for individuals who want a clear path to making bitcoin the foundation of their wealth, long-time holders navigating cash-flow, tax, and estate planning challenges, and the financial planners and family offices advising both groups, Bitcoin Personal Finance provides the actionable guidance missing from both traditional personal finance books and bitcoin-focused resources. It addresses compliance, custody due diligence, and client education with the same depth and practical focus.

Détails de l'édition

• Éditeur: John Wiley & Sons Inc
• Date d'édition: 2026
• Langue: anglais
• ISBN 10: 1394394055
• ISBN 13: 9781394394050
• Reliure: Tapa dura
• Numéro d'édition: 1
• Nombre de pages: 352
• Coordonnées du fabricant: Easy Access System Europe Oü, 16879218; gpsr.requests@easproject.com; ; Mustamäe tee 50, 10621, Tallinn, Estonia; Tallinn; 10621; Estonie