Automobile Insurance: Road Safety, New Drivers, Risks, Insurance Fraud and Regulation - Couverture souple
Livre 20 sur 26: Huebner International Series on Risk, Insurance and Economic Security
Synopsis
Introduction; G. Dionne, C. Laberge-Nadeau. Section 1: Automobile Insurance Pricing, Risks, and Asymmetric Information. 1. Asymmetric Information in Automobile Insurance: An Overview; P.-A. Chiappori. 2. Evidence of Adverse Selection in Automobile Insurance Markets; G. Dionne, et al. 3. Allowance for Hidden Information by Heterogeneous Models and Applications to Insurance Rating; J. Pinquet. 4. Bayesian Analysis of Road Accidents: A General Framework for the Multinomial Case; D. Bolduc, S. Bonin. 5. Commercial Vehicle Insurance: Should Fleet Policies Differ From Single Vehicle Plans? C. Fluet. Section 2: Insurance Fraud. 6. Costly State Falsification or Verification? Theory and Evidence from Bodily Injury Liability Claims; K.J. Crocker, S. Tennyson. 7. The Frequency of Excess Claims for Automobile Personal Injuries; A.F. Abrahamse, S.J. Carroll. 8. When is the Proportion of Criminal Elements Irrelevant? A Study of Insurance Fraud When Insurers Cannot Commit; M. Boyer. 9. Insurance Fraud Estimation: More Evidence from the Quebec Automobile Insurance Industry; L. Caron, G. Dionne. Section 3: Guest Speakers. 10. The Société de l'Assurance Automobile du Québec - An Integrated Model of Action to Insure and Protect People from Risks Inherent in Use of the Road; J.-Y. Gagnon. 11. They Cheat, You Pay! R. Medza. Section 4: Young and New Drivers: Licencing Policies, Evaluation and Risks. 12. Graduated Licensing in Québec: The Search for Balance Between Mobility and Safety; C. Dussault, P.Letendre. 13. An Evaluation of the Effects on Crashes of the 1991 Legislative Reform on New Licensees in Quebec; U. Maag, et al. 14. Licensing Policies for Young Drivers in the United States; A.F. Williams. 15. Reducing the Risk of New Drivers through Legislation and Regulation; D. Mayhew. 16. Evaluation of the Accompanied Driver Training by Means of a Markov Chain; S. Lassarre, P.-A. Hoyau. 17. Risky Driving by Youth; A.J. McKnight. 18. Young People, Alcohol and Risks; J.-P. Assailly. Section 5: Road Insurance Regulation. 19. No Fault Automobile Insurance and Accident Severity: Lessons Still to be Learned; R.A. Devlin. 20. The Incentive Effects of No Fault Automobile Insurance; J.D. Cummins, M.A. Weiss. 21. Estimating the Effects of `No-Pay, No-Play' Auto Insurance Plans on the Costs of Auto Insurance: The Effects of Proposition 213; S.J. Carroll, A.F. Abrahamse. 22. Analysis of the Economic Impact of Medical and Optometric Driving Standards on Costs Incurred by Trucking Firms and on the Social Costs of Traffic Accidents; G. Dionne, et al.
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