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Optimal Down Payment: The Long-Term Home Loan Cost and Risk Minimization Model: A Consumer’s Guide to Determining an Optimal Down Payment for a Fixed-Rate Mortgage Loan - Couverture souple

Franco-Hernandez, Kenneth H

 
9781732286603: Optimal Down Payment: The Long-Term Home Loan Cost and Risk Minimization Model: A Consumer’s Guide to Determining an Optimal Down Payment for a Fixed-Rate Mortgage Loan

Synopsis

“Optimal Down Payment” is the first book solely dedicated to helping millions of consumers (both home and investment buyers) determine an optimal down payment on a real estate purchase based on a new and innovative economic theory called the “Long-Term Home Loan Cost and Risk Minimization Model.”

After reading this book, readers will learn how to: 1) Determine an affordable home price; 2) Calculate an ideal down payment for a fixed-rate mortgage loan, which maximizes long-term interest-cost savings with the least financial risk; and 3) Develop a low-risk plan for paying off a mortgage early without necessarily having to make additional monthly payments to a mortgage bill.

This book is short and concise to help busy home buyers make a well-informed borrowing decision in a short time frame. What’s more, it offers great learning material for students studying economics and finance; and professors looking to connect abstract economic concepts to real life applications.

The Long-Term Home Loan Cost and Risk Minimization Model was first written and unveiled in this book and is intended to pave a path for greater consumer empowerment.

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À propos de l'auteur

Kenneth received his undergraduate degree in economics from the University of Minnesota and a master’s degree in business administration from Hamline University in Saint Paul, Minnesota.

Beginning at the age of 16, he supported scientific research at the 3M Company as a technical aid for four years; and upon graduation from college, has worked as a senior government accountant for over a decade. During his free time, he enjoys spending time with loved ones, volunteering at his Baptist church, traveling around the world, and developing economic theories and models to help improve social wellbeing.

Les informations fournies dans la section « A propos du livre » peuvent faire référence à une autre édition de ce titre.