As you plan for the future, you'd best make this book your bible if you don't want to spend the latter years of your life toothless and frail, eating cat food from the can with your cable TV cut-off indefinitely. People over 65 years old constitute the fastest growing segment of the American population. Today, there are 35 million Americans over 65. By 2011, as the first baby boomers turn 65, 42 million people will be senior citizens. And by 2030, it is estimated that nearly one in four Americans will be over 65. The aging population will radically change society as individuals face the challenges of growing older, and caring for parents. As our life spans increase, so do our options for how we will spend our later years. Few have made plans for retirement. Without clear goals, plans to support dependants and means of paying for financial commitments, in addition to increasing health risks, retirement could be a time of uncertainty.
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