A Study On Breach Of Contract By Health Insurance Companies In India: With Special Reference To Tamil Nadu - Couverture souple

Selvamuthu, C. M.; Lavaraju, B.; Sundaram, Asha

9783389148754: A Study On Breach Of Contract By Health Insurance Companies In India: With Special Reference To Tamil Nadu

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ISBN 10 : 3389148752 ISBN 13 : 9783389148754

Editeur : Grin Verlag, 2025

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Doctoral Thesis / Dissertation from the year 2025 in the subject Law - Civil / Private, Trade, Anti Trust Law, Business Law, grade: A, Saveetha Institute of Medical And Technical Sciences (SAVEETHA SCHOOL OF LAW), course: Ph.D, language: English, abstract: This paper critically examines the breach of contract in health insurance within the Indian legal and regulatory framework, with particular attention to its legal, economic, and psychosocial implications for policyholders. Despite the rapid expansion of the Indian health insurance sector post-liberalization, structural deficiencies-such as inadequate policy transparency, inconsistent claims settlements, and regulatory inefficiencies-have contributed to widespread consumer grievances. The study aims to interrogate whether existing legal mechanisms sufficiently safeguard policyholder rights and to what extent breaches in claim settlements affect policyholders' mental health and financial stability Adopting a mixed-methods approach, the research combines doctrinal analysis with empirical fieldwork involving 315 respondents across Tamil Nadu. It analyzes statutory frameworks such as the Indian Contract Act, 1872, Insurance Act, 1938, and the IRDA Act, 1999, alongside relevant IRDAI regulations and case law. The study reveals that common breaches include unjustified claim rejections, delay in disbursal, inadequate disclosure of exclusions, and coercive selling practices. These lead to heightened policyholder distress, especially where access to care is delayed or denied. The findings expose a significant gap between regulatory intent and on-ground enforcement, underscoring the limitations of consumer redressal mechanisms and the lack of standardized policy language. The paper calls for legal reforms, including stricter regulatory enforcement, standardization of health policy contracts, mandatory mental health coverage, and expansion of insurer accountability through clearer grievance redress systems. This research contributes to contemporary debates on the interface between insurance law and public health, advocating for a more transparent, equitable, and enforceable health insurance regime. It urges policymakers and stakeholders to recognize that remedying contract breaches in health insurance is not only a matter of legal compliance but also essential for protecting the dignity, well-being, and financial resilience of insured individuals in a growing healthcare economy.

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�diteur: Grin Verlag
Date d'�dition: 2025
Langue: anglais
ISBN 10: 3389148752
ISBN 13: 9783389148754
Reliure: Broch�
Nombre de pages: 396
Coordonn�es du fabricant: GRIN Publishing GmbH
info@grin.com

Waltherstra�e 23
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Allemagne

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A Study On Breach Of Contract By Health Insurance Companies In India: With Special Reference To Tamil Nadu

Selvamuthu, C M; Lavaraju, B; Sundaram, Asha

Edit� par Grin Verlag, 2025

ISBN 10 : 3389148752 ISBN 13 : 9783389148754

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Anonymous: Household Socio-Economic Effects Of Chang'aa Brew

Selvamuthu, C. M.; Lavaraju, B.; Sundaram, Asha

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Taschenbuch. Etat : Neu. This item is printed on demand - it takes 3-4 days longer - Neuware -Bachelor Thesis from the year 2019 in the subject Social Work, Catholic University of Eastern Africa (St Elizabeth University of Social Work and Health Sciences), language: English, abstract: Changaa brewing has adverse effects to the households all over the country. This affect the education, economic status, social lives and makes youth get involved in criminal activities. This problem has been a hitch in Kenya and has called for attention from the responsible persons including straining the government resources, to at least intervene in this issue. The general objective of this study was to investigate the household socioeconomic effects of changaa brewing, trafficking and consumption among the youth in Muhudu Ward, Hamisi Sub County in Vihiga County. The study hence sought to examine the household socioeconomic effects of changaa brewing on the education of the youth, economic status of families, the social lives of the youth and possibilities of changaa being associated with criminal activities that happened in Muhudu Ward. The study was significant and justified on the basis moral decay among the youth that had been reported in the area of study and across the country, various fatalities and accidents that had been associated with changaa brewing. This study therefore was to source for remedy to this peril, and limit the associated consequences of changaa brewing, backed by the existing policies campaigns that targeted those who were involved in driving while they were drunk. The study was informed by social learning theory, by Albert Bandura, which informed the research on how the youth learnt the behavior of changaa brewing, trafficking and/or consumption. The researcher used survey research design and employed both qualitative and quantitative research procedures, in an area which had 3 sub locations. Simple random sampling was used to select 110 respondents, which comprised of 43 youths and 20 household heads randomly selected, 3 mixed groups of 10 members each randomly selected and 7 key respondents purposively sampled. N� de r�f. du vendeur 9783389148754

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A Study On Breach Of Contract By Health Insurance Companies In India

C. M. Selvamuthu

Edit� par GRIN Verlag, GRIN Verlag Sep 2025, 2025

ISBN 10 : 3389148752 ISBN 13 : 9783389148754

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Taschenbuch. Etat : Neu. This item is printed on demand - Print on Demand Titel. Neuware -Doctoral Thesis / Dissertation from the year 2025 in the subject Law - Civil / Private, Trade, Anti Trust Law, Business Law, grade: A, Saveetha Institute of Medical And Technical Sciences (SAVEETHA SCHOOL OF LAW), course: Ph.D, language: English, abstract: This paper critically examines the breach of contract in health insurance within the Indian legal and regulatory framework, with particular attention to its legal, economic, and psychosocial implications for policyholders. Despite the rapid expansion of the Indian health insurance sector post-liberalization, structural deficiencies-such as inadequate policy transparency, inconsistent claims settlements, and regulatory inefficiencies-have contributed to widespread consumer grievances. The study aims to interrogate whether existing legal mechanisms sufficiently safeguard policyholder rights and to what extent breaches in claim settlements affect policyholders' mental health and financial stability Adopting a mixed-methods approach, the research combines doctrinal analysis with empirical fieldwork involving 315 respondents across Tamil Nadu. It analyzes statutory frameworks such as the Indian Contract Act, 1872, Insurance Act, 1938, and the IRDA Act, 1999, alongside relevant IRDAI regulations and case law. The study reveals that common breaches include unjustified claim rejections, delay in disbursal, inadequate disclosure of exclusions, and coercive selling practices. These lead to heightened policyholder distress, especially where access to care is delayed or denied. The findings expose a significant gap between regulatory intent and on-ground enforcement, underscoring the limitations of consumer redressal mechanisms and the lack of standardized policy language. The paper calls for legal reforms, including stricter regulatory enforcement, standardization of health policy contracts, mandatory mental health coverage, and expansion of insurer accountability through clearer grievance redress systems. This research contributes to contemporary debates on the interface between insurance law and public health, advocating for a more transparent, equitable, and enforceable health insurance regime. It urges policymakers and stakeholders to recognize that remedying contract breaches in health insurance is not only a matter of legal compliance but also essential for protecting the dignity, well-being, and financial resilience of insured individuals in a growing healthcare economy.Books on Demand GmbH, �berseering 33, 22297 Hamburg 396 pp. Englisch. N� de r�f. du vendeur 9783389148754

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Anonymous: Household Socio-Economic Effects Of Chang'aa Brew

Selvamuthu, C. M.; Lavaraju, B.; Sundaram, Asha

Edit� par GRIN Verlag, GRIN Verlag

ISBN 10 : 3389148752 ISBN 13 : 9783389148754

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Taschenbuch. Etat : Neu. Druck auf Anfrage Neuware - Printed after ordering - Bachelor Thesis from the year 2019 in the subject Social Work, Catholic University of Eastern Africa (St Elizabeth University of Social Work and Health Sciences), language: English, abstract: Changaa brewing has adverse effects to the households all over the country. This affect the education, economic status, social lives and makes youth get involved in criminal activities. This problem has been a hitch in Kenya and has called for attention from the responsible persons including straining the government resources, to at least intervene in this issue. The general objective of this study was to investigate the household socioeconomic effects of changaa brewing, trafficking and consumption among the youth in Muhudu Ward, Hamisi Sub County in Vihiga County. The study hence sought to examine the household socioeconomic effects of changaa brewing on the education of the youth, economic status of families, the social lives of the youth and possibilities of changaa being associated with criminal activities that happened in Muhudu Ward. The study was significant and justified on the basis moral decay among the youth that had been reported in the area of study and across the country, various fatalities and accidents that had been associated with changaa brewing. This study therefore was to source for remedy to this peril, and limit the associated consequences of changaa brewing, backed by the existing policies campaigns that targeted those who were involved in driving while they were drunk. The study was informed by social learning theory, by Albert Bandura, which informed the research on how the youth learnt the behavior of changaa brewing, trafficking and/or consumption. The researcher used survey research design and employed both qualitative and quantitative research procedures, in an area which had 3 sub locations. Simple random sampling was used to select 110 respondents, which comprised of 43 youths and 20 household heads randomly selected, 3 mixed groups of 10 members each randomly selected and 7 key respondents purposively sampled. N� de r�f. du vendeur 9783389148754

Contacter le vendeur