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Medicare Supplemental Insurance: Purchasing Decisions and Ownership - Couverture souple

Yang, Yan

 
9783639129236: Medicare Supplemental Insurance: Purchasing Decisions and Ownership
Couverture souple
ISBN 10 : 3639129237 ISBN 13 : 9783639129236
Editeur : VDM Verlag, 2009

Synopsis

The majority of Medicare beneficiaries rely on supplemental insurance to help fill the gaps in Medicare?s benefit package and to protect themselves from large, unanticipated health care expenses. Although numerous studies have been conducted on Medicare Supplemental insurance ownership, few attempts have been made to explore the decision- making process for purchasing Medigap. This book examined decision factors in the dynamics of private supplemental insurance purchases on the conceptual framework of Bounded Rationality. The study used Multilevel modeling to examine the time-dependent relationship of the Medigap purchasing decision on longitudinal data from the Asset and Health Dynamics Among the Oldest-Old Survey (AHEAD). The study has implications for Medicare policies that are designed to enhance health care coverage while containing health care costs through market competition. It is also important for public agencies and other entities helping the disadvantaged elderly make informed enrollment decisions, and for furthering empirical knowledge and research methodology on the behavioral modeling with respect to health insurance purchases.

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Présentation de l'éditeur

The majority of Medicare beneficiaries rely on supplemental insurance to help fill the gaps in Medicare?s benefit package and to protect themselves from large, unanticipated health care expenses. Although numerous studies have been conducted on Medicare Supplemental insurance ownership, few attempts have been made to explore the decision- making process for purchasing Medigap. This book examined decision factors in the dynamics of private supplemental insurance purchases on the conceptual framework of Bounded Rationality. The study used Multilevel modeling to examine the time-dependent relationship of the Medigap purchasing decision on longitudinal data from the Asset and Health Dynamics Among the Oldest-Old Survey (AHEAD). The study has implications for Medicare policies that are designed to enhance health care coverage while containing health care costs through market competition. It is also important for public agencies and other entities helping the disadvantaged elderly make informed enrollment decisions, and for furthering empirical knowledge and research methodology on the behavioral modeling with respect to health insurance purchases.

Biographie de l'auteur

Yan Yang is Manager, Individual Pricing for Blue Cross Blue Shield of Michigan, responsible for pricing, product development and financial risk management. She is a Fellow of Society of Actuaries and a member of American Academy of Actuaries. She holds a PhD degree in Social Welfare from Case Western Reserve Univ., MS and BS in Economics.

Les informations fournies dans la section « A propos du livre » peuvent faire référence à une autre édition de ce titre.

Éditeur
VDM Verlag
Date d'édition
2009
Langue
anglais
ISBN 10 
3639129237
ISBN 13 
9783639129236
Reliure
Broché
Nombre de pages
112
Coordonnées du fabricant
non disponible
Personne responsable
non disponible