Articles liés à Regional Rural Banks in India: Can They Turn Around...

Regional Rural Banks in India: Can They Turn Around Post-Restructuring? - Couverture souple

Misra, Biswa Swarup

 
9783639223521: Regional Rural Banks in India: Can They Turn Around Post-Restructuring?
Couverture souple
ISBN 10 : 3639223527 ISBN 13 : 9783639223521
Editeur : VDM Verlag Dr. Müller, 2010

Synopsis

Regional rural banks(RRBs) in India hold great promise for financial inclusion given their rural penetration. However, financial viability of the RRBs has been a matter of concern since the early days of their inception. Restructuring of RRBs were taken up through a process of amalgamation of existing RRBs in late 2005 to improve their financial health. Following merger, there have been improvement in the financial performance of RRBs and the number of loss making RRBs has come down significantly. However, the RRBs as a system is still making losses as the accumulated losses far outweigh the profits. In this back drop, this book analyses whether the factors governing the performance of RRBs in the pre-merger scenario has changed in the post-merger period. The book explores the feasibility and merit of vertical merger of RRBs as opposed to the horizontal merger of RRBs pursued in the present restructuring exercise. The book also discusses the future course of action for the RRBs so that they can play a more meaningful role in the banking space of India

Les informations fournies dans la section « Synopsis » peuvent faire référence à une autre édition de ce titre.

Présentation de l'éditeur

Regional rural banks(RRBs) in India hold great promise for financial inclusion given their rural penetration. However, financial viability of the RRBs has been a matter of concern since the early days of their inception. Restructuring of RRBs were taken up through a process of amalgamation of existing RRBs in late 2005 to improve their financial health. Following merger, there have been improvement in the financial performance of RRBs and the number of loss making RRBs has come down significantly. However, the RRBs as a system is still making losses as the accumulated losses far outweigh the profits. In this back drop, this book analyses whether the factors governing the performance of RRBs in the pre-merger scenario has changed in the post-merger period. The book explores the feasibility and merit of vertical merger of RRBs as opposed to the horizontal merger of RRBs pursued in the present restructuring exercise. The book also discusses the future course of action for the RRBs so that they can play a more meaningful role in the banking space of India

Biographie de l'auteur

Biswa Swarup Misra is an Associate Professor in Economics at the Xavier Institute of Management, Bhubaneswar. He has been a researcher in the the Reserve Bank of India and an Economist in the Union Bank of India, a major commercial bank in India. Prof. Misra is the author of Regional Growth Dynamics in India published by Palgrave Macmillan, UK.

Les informations fournies dans la section « A propos du livre » peuvent faire référence à une autre édition de ce titre.

Éditeur
VDM Verlag Dr. Müller
Date d'édition
2010
Langue
anglais
ISBN 10 
3639223527
ISBN 13 
9783639223521
Reliure
Broché
Nombre de pages
84
Coordonnées du fabricant
non disponible
Personne responsable
non disponible