Risk Management and Stock Exchange: An Investor's Perspective - Couverture souple

Mahmood, Shahid; Riaz, Dr Ahsan

Couverture souple

ISBN 10 : 3639760921 ISBN 13 : 9783639760927

Editeur : Scholars' Press, 2025

Synopsis

The book Credit Risk Management and Bank Performance examines the crucial role of credit risk management in ensuring the stability and profitability of commercial banks. Focusing on banks listed on the Pakistan Stock Exchange, it analyzes a decade (2006–2015) of empirical data using econometric models. The study investigates the impact of key credit risk variables — non-performing loans (NPLs), capital adequacy ratio (CAR), and loan advances (LA) — on bank performance indicators like return on assets (ROA), return on equity (ROE), and net interest margin (NIM). The findings reveal that NPLs negatively affect bank performance, while CAR enhances profitability. The book underscores the importance of robust risk management frameworks, recommending strict credit assessment policies and strategic risk mitigation techniques to improve financial stability. Aimed at banking professionals, policymakers, and researchers, it provides valuable insights into optimizing credit risk management practices for sustainable bank growth in evolving financial landscapes.

A propos du livre

À propos de l'auteur

Shahid Mahmood is a Research Officer at GCUF, specializing in credit risk management and bank performance analysis. His research explores non-performing loans (NPLs), capital adequacy ratios (CAR), and loan advances (LA), using econometric models to assess financial stability and risk mitigation in banking.

Détails de l'édition

• Éditeur: Scholars' Press
• Date d'édition: 2025
• Langue: anglais
• ISBN 10: 3639760921
• ISBN 13: 9783639760927
• Reliure: Broché
• Nombre de pages: 96
• Coordonnées du fabricant: non disponible
• Personne responsable: non disponible