CAMELS Rating System & Banking Sector of Pakistan: Does CAMELS system provide similar rating as PACRA system in assessing the performance of banks in Pakistan? - Couverture souple

Babar, Haseeb Zaman; Zeb, Gul

 
9783838361529: CAMELS Rating System & Banking Sector of Pakistan: Does CAMELS system provide similar rating as PACRA system in assessing the performance of banks in Pakistan?
Couverture souple
ISBN 10 : 3838361520 ISBN 13 : 9783838361529
Editeur : LAP LAMBERT Academic Publishing, 2012

Synopsis

Banking industry serves as the backbone of the financial sector that accumulates saving from surplus economic units in the form of deposits and provides it to deficit economic units in the form of advances. So it is of great importance to keenly observe the performance of the banks and their compliance with the regulatory requirements. Performance of the banks is measured at two levels, one is at the management and regulatory level of the banks and another is at external rating agencies. It is of great importance that both these ratings present the same results about the condition of the banks to provide clear information to investors and management. CAMELS is the supervisory and regulatory rating system implemented by State Bank of Pakistan. It takes into account six important components of a bank when it evaluates performance of the bank. These components are Capital, Assets, Management, Earning, Liquidity and Sensitivity to market risk. PACRA rating agency is the dominant credit rating agency of Pakistan that performs ratings for most banks. In our research we examine the similarities in the results generated by CAMELS rating system and PACRA rating agency.

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Présentation de l'éditeur

Banking industry serves as the backbone of the financial sector that accumulates saving from surplus economic units in the form of deposits and provides it to deficit economic units in the form of advances. So it is of great importance to keenly observe the performance of the banks and their compliance with the regulatory requirements. Performance of the banks is measured at two levels, one is at the management and regulatory level of the banks and another is at external rating agencies. It is of great importance that both these ratings present the same results about the condition of the banks to provide clear information to investors and management. CAMELS is the supervisory and regulatory rating system implemented by State Bank of Pakistan. It takes into account six important components of a bank when it evaluates performance of the bank. These components are Capital, Assets, Management, Earning, Liquidity and Sensitivity to market risk. PACRA rating agency is the dominant credit rating agency of Pakistan that performs ratings for most banks. In our research we examine the similarities in the results generated by CAMELS rating system and PACRA rating agency.

Biographie de l'auteur

Authors of the paper have practical experience as well as the educational background in the banking industry of Pakistan. Both of the authors graduated from Umeå School of Business & Economics in year 2011 with majors in Finance. This particular research was conducted with the aspiration for improvement and facilitating banking sector of Pakistan.

Les informations fournies dans la section « A propos du livre » peuvent faire référence à une autre édition de ce titre.

Éditeur
LAP LAMBERT Academic Publishing
Date d'édition
2012
Langue
anglais
ISBN 10 
3838361520
ISBN 13 
9783838361529
Reliure
Broché
Nombre de pages
92
Coordonnées du fabricant
non disponible
Personne responsable
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