Articles liés à SUSTAINABILITY OF COMMERCIAL MICROFINANCE: A STUDY...

SUSTAINABILITY OF COMMERCIAL MICROFINANCE: A STUDY OF MICROFINANCE INSTITUTIONS in CAMBODIA - Couverture souple

Seng, Youraden

 
9783838380773: SUSTAINABILITY OF COMMERCIAL MICROFINANCE: A STUDY OF MICROFINANCE INSTITUTIONS in CAMBODIA
Couverture souple
ISBN 10 : 3838380770 ISBN 13 : 9783838380773
Editeur : LAP LAMBERT Academic Publishing, 2010

Synopsis

Microfinance had been more a social nature of its services, which had been operated alike the form of humanitarian agencies. However, the current focus is turning to sustain the institution by self-generating the incomes and providing the services. This was due to the shrinking funding resources supported by the donors and the ever increasing demands of the working poor. The findings indicated that the licensed microfinance institutions were profit oriented organizations, which operated mostly on individual loan to the viable clients. The vulnerable and short term vision of sustainability and growth was due to dependence on the international funding sources and limited local saving. In the view of operational sustainability, these MFIs were showing the continuous increase of the repayment rate, number of clients and amount of loan outstanding. These were due to the strict eligible criteria and the growing demand of loan. However, they tended not to have financial sustainability due to the high operational costs. Also, their limited outreach to the central areas was the constraint to optimum use of available resources.

Les informations fournies dans la section « Synopsis » peuvent faire référence à une autre édition de ce titre.

Présentation de l'éditeur

Microfinance had been more a social nature of its services, which had been operated alike the form of humanitarian agencies. However, the current focus is turning to sustain the institution by self-generating the incomes and providing the services. This was due to the shrinking funding resources supported by the donors and the ever increasing demands of the working poor. The findings indicated that the licensed microfinance institutions were profit oriented organizations, which operated mostly on individual loan to the viable clients. The vulnerable and short term vision of sustainability and growth was due to dependence on the international funding sources and limited local saving. In the view of operational sustainability, these MFIs were showing the continuous increase of the repayment rate, number of clients and amount of loan outstanding. These were due to the strict eligible criteria and the growing demand of loan. However, they tended not to have financial sustainability due to the high operational costs. Also, their limited outreach to the central areas was the constraint to optimum use of available resources.

Biographie de l'auteur

Prior joining with the National Bank of Cambodia, Raden served as a Fund and Treasury Manager with VFC. He also served as a consultant to Language Training Center in New Zealand. He holds MSc from AIT and postgraduate diploma in Finance from Charles Sturt University. He also holds BBA in Accounting and MIS.

Les informations fournies dans la section « A propos du livre » peuvent faire référence à une autre édition de ce titre.

Éditeur
LAP LAMBERT Academic Publishing
Date d'édition
2010
Langue
anglais
ISBN 10 
3838380770
ISBN 13 
9783838380773
Reliure
Broché
Nombre de pages
132
Coordonnées du fabricant
non disponible
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