Articles liés à MICROFINANCE DEVELOPMENT IN INDONESIA: Market Segmentation,...

MICROFINANCE DEVELOPMENT IN INDONESIA: Market Segmentation, Social Capital and Welfare-Outreach to The Poor in Rural Java - Couverture souple

Nugroho, Agus Eko

 
9783844319385: MICROFINANCE DEVELOPMENT IN INDONESIA: Market Segmentation, Social Capital and Welfare-Outreach to The Poor in Rural Java
Couverture souple
ISBN 10 : 3844319387 ISBN 13 : 9783844319385
Editeur : LAP LAMBERT Academic Publishing, 2011

Synopsis

Microfinance policy in Indonesia is more likely to follow the commercialisation path. It is believed that the for-profit focus of formal MFIs, such as microbanks) can be achieved in conjunction with increased outreach to the poor. However, there is no convincing evidence that the achievement of profitability goes hand-in-hand with the capacity to serve the poor. In this regard, this book argues the commercialisation of MFIs increases financial performance but reduces outreach to serve the poor in Indonesia. Previous research reveals the positive impacts of microfinance on the welfare of the poor in Indonesia. Yet, they mostly focus on the impacts of microfinance on income and employment. The present study has found that access to microfinance services contributes to an improvement in the welfare of the poor in the survey area. Here, the microfinance impacts on children's education, the degree of confidence in dealing with others, and the likelihood of experiencing household financial problems are emphasized.

Les informations fournies dans la section « Synopsis » peuvent faire référence à une autre édition de ce titre.

Présentation de l'éditeur

Microfinance policy in Indonesia is more likely to follow the commercialisation path. It is believed that the for-profit focus of formal MFIs, such as microbanks) can be achieved in conjunction with increased outreach to the poor. However, there is no convincing evidence that the achievement of profitability goes hand-in-hand with the capacity to serve the poor. In this regard, this book argues the commercialisation of MFIs increases financial performance but reduces outreach to serve the poor in Indonesia. Previous research reveals the positive impacts of microfinance on the welfare of the poor in Indonesia. Yet, they mostly focus on the impacts of microfinance on income and employment. The present study has found that access to microfinance services contributes to an improvement in the welfare of the poor in the survey area. Here, the microfinance impacts on children's education, the degree of confidence in dealing with others, and the likelihood of experiencing household financial problems are emphasized.

Biographie de l'auteur

an economist at Center for Economic Research-Indonesian Institute of Sciences (LIPI)Jakarta. He earned PhD from Curtin University, Australia. His research interest in areas of banking, microfinance, social capital, poverty and political economy. He is the managing editor for the Review of Indonesian Economic and Business Studies (RIEBS).

Les informations fournies dans la section « A propos du livre » peuvent faire référence à une autre édition de ce titre.

Éditeur
LAP LAMBERT Academic Publishing
Date d'édition
2011
Langue
anglais
ISBN 10 
3844319387
ISBN 13 
9783844319385
Reliure
Broché
Nombre de pages
220
Coordonnées du fabricant
non disponible
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