Institutional Rural Credit in Assam: A Case Study of Rangia Subdivision - Couverture souple

Barman, Binita Tamuli

 
9783845411842: Institutional Rural Credit in Assam: A Case Study of Rangia Subdivision
Couverture souple
ISBN 10 : 3845411848 ISBN 13 : 9783845411842
Editeur : LAP LAMBERT Academic Publishing, 2012

Synopsis

The objective of rural credit is to provide assistance to the target groups. The present study has been made to examine and evaluate the working of institutional rural credit agencies in Assam, INDIA especially to Rangia sub-division. This study is an attempt to bring into focus the role & contributions of three financial institutions - Commercial Banks, RRBs & Assam Co-operative Apex Bank Ltd. in mobilizing resources & providing credit facilities for raising the level of income & employment of the people, particularly to the rural poor. The field survey covered 300 beneficiaries. The comparison of banks shows that the commercial bank groups were better provider of credit than the RRBs & Co-operative Bank. This is due to low capital base of co-operative & RRBs. Evaluation of rural credit delivery system from time to time & monitoring them should be done effectively. A continuous personnel involvement of the credit institution & other development agencies must win the confidence of local people. This will go a long way in accelerating the process of acceptability of new ideas, resulting in a successful implementation of various developmental schemes in totality in the rural areas.

Les informations fournies dans la section « Synopsis » peuvent faire référence à une autre édition de ce titre.

Présentation de l'éditeur

The objective of rural credit is to provide assistance to the target groups. The present study has been made to examine and evaluate the working of institutional rural credit agencies in Assam, INDIA especially to Rangia sub-division. This study is an attempt to bring into focus the role & contributions of three financial institutions - Commercial Banks, RRBs & Assam Co-operative Apex Bank Ltd. in mobilizing resources & providing credit facilities for raising the level of income & employment of the people, particularly to the rural poor. The field survey covered 300 beneficiaries. The comparison of banks shows that the commercial bank groups were better provider of credit than the RRBs & Co-operative Bank. This is due to low capital base of co-operative & RRBs. Evaluation of rural credit delivery system from time to time & monitoring them should be done effectively. A continuous personnel involvement of the credit institution & other development agencies must win the confidence of local people. This will go a long way in accelerating the process of acceptability of new ideas, resulting in a successful implementation of various developmental schemes in totality in the rural areas.

Biographie de l'auteur

Dr. Binita Tamuli Barman is an Associate Professor, in the department of Economics presently working at Pandu College, Guwahati, Assam (INDIA).She has a PhD in Economics from Gauhati University. The main focus of her work in this book has been on the institutional rural credit. She has also done studies on banking & economic empowerment of women.

Les informations fournies dans la section « A propos du livre » peuvent faire référence à une autre édition de ce titre.

Éditeur
LAP LAMBERT Academic Publishing
Date d'édition
2012
Langue
anglais
ISBN 10 
3845411848
ISBN 13 
9783845411842
Reliure
Broché
Nombre de pages
300
Coordonnées du fabricant
non disponible
Personne responsable
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