Economics of Rotating Savings in Nigeria: Economics, Savings, ROSCAs,Nigeria - Couverture souple

Akinlo, Olayinka

 
9783847304807: Economics of Rotating Savings in Nigeria: Economics, Savings, ROSCAs,Nigeria
Couverture souple
ISBN 10 : 3847304801 ISBN 13 : 9783847304807
Editeur : LAP LAMBERT Academic Publishing, 2011

Synopsis

The study investigated the characteristics and operations of Rotating Savings and Credit Associations (ROSCAs) in Osun state of Nigeria.It determined the perception and identified the characteristics of people participating in the programme. It also analysed the various factors affecting ability and desire to participate in ROSCAs. Primary data were obtained from six towns. The study adopted stratified random sampling technique in selecting the towns from which the samples were drawn. Data obtained from the respondents using questionnaires were analysed and processed using descriptive and inferential statistics. The study found that highly educated people and that public sector workers participated in ROSCAs contradicting the assertion that only the poor, uneducated and semi-educated people participated in ROSCAs. The study concluded that participation in ROSCAs paid off for the participants and hence increased patronage of diverse groups cutting across levels of education, sex, marital status and age.

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Présentation de l'éditeur

The study investigated the characteristics and operations of Rotating Savings and Credit Associations (ROSCAs) in Osun state of Nigeria.It determined the perception and identified the characteristics of people participating in the programme. It also analysed the various factors affecting ability and desire to participate in ROSCAs. Primary data were obtained from six towns. The study adopted stratified random sampling technique in selecting the towns from which the samples were drawn. Data obtained from the respondents using questionnaires were analysed and processed using descriptive and inferential statistics. The study found that highly educated people and that public sector workers participated in ROSCAs contradicting the assertion that only the poor, uneducated and semi-educated people participated in ROSCAs. The study concluded that participation in ROSCAs paid off for the participants and hence increased patronage of diverse groups cutting across levels of education, sex, marital status and age.

Biographie de l'auteur

Olayinka Akinlo is a senior lecturer in the Department of Management and Accounting, Obafemi Awolowo University, Ile-Ife, Nigeria. She holds a Ph.D. in Business Administration from the same University. She has published in many international and local journals.

Les informations fournies dans la section « A propos du livre » peuvent faire référence à une autre édition de ce titre.

Éditeur
LAP LAMBERT Academic Publishing
Date d'édition
2011
Langue
anglais
ISBN 10 
3847304801
ISBN 13 
9783847304807
Reliure
Broché
Nombre de pages
112
Coordonnées du fabricant
non disponible
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