Security Question: Authenticator, Shared Secret - Couverture souple

 
9786137921418: Security Question: Authenticator, Shared Secret

Synopsis

Please note that the content of this book primarily consists of articles available from Wikipedia or other free sources online. A security question is used as an authenticator by banks, cable companies and wireless providers as an extra security layer. They are a form of shared secret. Financial institutions have used questions to authenticate customers since at least the early 20th century. In a 1906 speech at a meeting of a section of the American Bankers Association, Baltimore banker William M. Hayden described his institution's use of security questions as a supplement to customer signature records. He described the signature cards used in opening new accounts, which had spaces for the customer's birthplace, residence," mother's maiden name, occupation and age. "

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