Credit Risk Management Practices of Rural Banks in Ghana: The Case of Adansi Rural Bank Limited - Couverture souple

Ayertey Odonkor, Alexander

 
9786202300407: Credit Risk Management Practices of Rural Banks in Ghana: The Case of Adansi Rural Bank Limited
Couverture souple
ISBN 10 : 620230040X ISBN 13 : 9786202300407
Editeur : Scholars' Press, 2017

Synopsis

The study explores the credit risk management practices of Rural Banks in Ghana with reference to Adansi Rural Bank Limited. The justification for undertaking this study is to deeply investigate the practices, policies and to some extent the credit lending, monitoring and strategies for managing overdue loans as well as problems they face in this practice and to propose the possible solutions that will aid the rural banks to run their operations in the safest way, as credit is known to be the main stay of all banks. The ability of banks to adhere to policies, procedures that promote credit quality and curtail non-performing loans is a prudent measure to survive in a stiff competition in the banking industry. The study shows that Adansi Rural Bank Limited has adopted a couple of risk management practices which includes; thorough loan appraisal, use of collateral and checking the credit history of borrowers.

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Présentation de l'éditeur

The study explores the credit risk management practices of Rural Banks in Ghana with reference to Adansi Rural Bank Limited. The justification for undertaking this study is to deeply investigate the practices, policies and to some extent the credit lending, monitoring and strategies for managing overdue loans as well as problems they face in this practice and to propose the possible solutions that will aid the rural banks to run their operations in the safest way, as credit is known to be the main stay of all banks. The ability of banks to adhere to policies, procedures that promote credit quality and curtail non-performing loans is a prudent measure to survive in a stiff competition in the banking industry. The study shows that Adansi Rural Bank Limited has adopted a couple of risk management practices which includes; thorough loan appraisal, use of collateral and checking the credit history of borrowers.

Biographie de l'auteur

Alexander Ayertey Odonkor is a Financial Economist. He holds a bachelors degree in Economics and Finance. He also holds a masters degree in Finance.He has pursued postgraduate programmes at Harvard University, Massachusetts Institute of Technology,New York Institute of Finance, Curtin University, Babson College,TU Delft and University of Adelaide.

Les informations fournies dans la section « A propos du livre » peuvent faire référence à une autre édition de ce titre.

Éditeur
Scholars' Press
Date d'édition
2017
Langue
anglais
ISBN 10 
620230040X
ISBN 13 
9786202300407
Reliure
Broché
Nombre de pages
60
Coordonnées du fabricant
non disponible
Personne responsable
non disponible