Financial Inclusion in India: Policies and Programmes - Couverture rigide

Mani, Dr N

Couverture rigide

ISBN 10 : 8177084089 ISBN 13 : 9788177084085

Editeur : New Century Publications, 2015

Synopsis

In India, while one segment of the population has access to an assortment of banking services and financial counseling, the other segment of underprivileged and lower income group is totally deprived of even basic financial services. Exclusion of large segments of the society from financial services adversely affects the overall economic growth of a country. In order to ensure financial inclusion of the poor, partiarly in rural areas, various initiatives have been taken by the government and the Reserve Bank of India (RBI). These include the nationalization of commercial banks, the establishment and expansion of rural credit co-operatives, regional rural banks, urban co-operative banks, micro finance and self-help groups, mutual funds, and pension funds. There are several challenges that require concerted efforts from banks, the RBI, and India's government to ensure a convenient and cost-effective delivery of financial services to the public at large. In partiar, the challenge is to introduce innovations in risk assessment, reduce transaction costs, dee new credit delivery channels, and use information technology to make financial inclusion a viable model. This book examines the various policies and programs that were implemented in order to make financial services more accessible to the country's underprivileged income groups, resulting in millions of bank accounts being opened. [Subject: India Studies, Economics, Poverty Studies, Development Studies]

A propos du livre

À propos de l'auteur

Dr. N. Mani is presently Head of the Postgraduate and Research Department of Economics, Erode Arts and Science College, Erode, Tamil Nadu. He holds M.A., M.Phil. and Ph.D. degrees from Bharathiar University, Coimbatore. Specializing in development economics, he has 30 years of teaching experience to postgraduate and undergraduate classes. He successfully completed 2 major research projects sponsored by the University Grants Commission (UGC), New Delhi. He is currently engaged in a research project sponsored by Indian Council of Social Science Research (ICSSR), New Delhi. Dr. Mani has published 11 books and written several papers on varied subjects in reputed journals and dailies. He is also the former President of Tamil Nadu Science Forum and was organizing secretary of the National Children Science Congress, 2006. He has also organised more than 10 state, national and international level seminars, conferences and workshops. He has successfully guided and supervised the works of 6 Ph.D. and 14 M.Phil. scholars. He is a member of various academic bodies including Indian Society of Labour Economics and Indian Society of Agricultural Economics.

Détails de l'édition

• Éditeur: New Century Publications
• Date d'édition: 2015
• Langue: anglais
• ISBN 10: 8177084089
• ISBN 13: 9788177084085
• Reliure: Relié
• Nombre de pages: 312
• Coordonnées du fabricant: non disponible
• Personne responsable: eucomply OÜ; hello@eucompliancepartner.com; ; Pärnu mnt 139b-14; Tallinn; 11317; Estonie