Financial Innovation and Sustainable Enterprise in Developing and Emerging Economies: Modern Fintech Solutions to Ensure Inclusivity and Accessibility

This book studies the intersection of financial innovation, the environment, and enterprise, elucidating how these elements foster sustainable enterprises in developing and emerging economies. The contributions present a fresh, nuanced, and comprehensive examination of how innovative financing technologies and entrepreneurial innovations promote sustainable enterprises in these regions. Contributions from experts, academics, and practitioners across Africa, Asia, Eastern Europe, and South America offer diverse perspectives.

Given the pivotal role of enterprises in fostering economic growth and the significant influence of emerging and developing economies on global GDP, entrepreneurship, and business investment, it is critically imperative to explore this phenomenon for business sustainability and the attainment of sustainable development goals (SDGs) for a more sustainable future. Consequently, it is plausible to argue that deepening awareness of the intricate relationship between innovative financing technologies, the business environment, and entrepreneurial innovations to promote sustainable enterprises in developing and emerging economies would not only enhance understanding but also stimulate debate and provoke a reassessment of appropriate financing models and tools for supporting enterprise growth and sustainability in these regions.

While many finance and enterprise books tend to narrow their focus on developed economies, this book stands out for its wide-ranging and broad scope. It endeavors to explore issues from the perspectives of developing and emerging economies, offering readers a deeper and broader understanding of the challenges and opportunities at hand.

Dr. Yahaya Alhassan is Principal Lecturer in Finance and Strategic Management at the University of Sunderland in London (UK). He is a Senior Fellow of the Higher Education Academy (HEA). He boasts over 20 years of teaching and management experience, acquired through roles in higher education and consultancy.

Dr. Samuel Salia is Associate Professor of Finance at Birmingham City University (UK), where he teaches finance. He is a member of the UK Institute of Consulting and has consulted for international organizations, including the African Union and GIZ. With over eleven years of experience in banking and consultancy in the SME sector focusing on entrepreneurial finance, Samuel has also worked as a management consultant with the Ghana Ministry of Employment (MDPI) and served as managing director of SAS Capital Money Lending Limited.

Prof. Javed Hussain is Professor of Entrepreneurial Finance at Birmingham City University (UK), where he currently leads the Accounting and Finance Group.  Professor Hussain supervises several Ph.D. in the areas of corporate, micro, and small business finance. He also takes postgraduate courses on Research Methods and International Financial Strategy. Before joining Birmingham City University Professor Hussain held posts in finance within public and private sector organisations. He was a financial analyst with the Forward Trust Group (now a subsidiary of HSBC bank) and before that, he worked for Birmingham City Council.

Dr. Giuseppe Cantafio is a Senior Lecturer in Business Management at the University of Sunderland in London (UK). Dr Cantafio holds PhD in Urban Regeneration and Economic Development from Università Mediterranea of Reggio Calabria, Italy, MSc Civil and Environmental Engineering and BSc Civil and Environmental Engineering from University of Calabria, Italy. He is also a Senior Fellow of the Higher Education Academy (HEA). Prior to joining the University of Sunderland in London, he worked as a Lecturer and researcher on the impacts and scenarios evaluation of Autonomous and Connected Transport at the University of Greenwich (UK).