Plastic Money : Constructing Markets for Credit Cards in Eight Postcommunist Countries

Alya Guseva

ISBN 10: 0804768579 / ISBN 13: 9780804768573

Edité par Stanford University Press Feb 2014, 2014

A propos de cet article

Neuware - In the United States, we now take our ability to pay with plastic for granted. In other parts of the world, however, the establishment of a 'credit-card economy' has not been easy. In countries without a history of economic stability, how can banks decide who should be given a credit card How do markets convince people to use cards, make their transactions visible to authorities, assume the potential risk of fraud, and pay to use their own money Why should merchants agree to pay extra if customers use cards instead of cash.

N° de réf. du vendeur 9780804768573

Détails bibliographiques

• Titre: Plastic Money : Constructing Markets for Credit Cards in Eight Postcommunist Countries
• Éditeur: Stanford University Press Feb 2014
• Date de parution: 2014
• Langue: anglais
• ISBN à 10 chiffres: 0804768579
• ISBN à 13 chiffres: 9780804768573
• Reliure: Buch
• État de l'article: Neu
• Dimensions: 236 L x 159 H x 25 P (en millimètres) 236 millimètres de largeur par 159 millimètres de hauteur par 25 millimètres de profondeur
• Poids: 583 grammes

A propos de ce titre

Synopsis

In the United States, we now take our ability to pay with plastic for granted. In other parts of the world, however, the establishment of a "credit-card economy" has not been easy. In countries without a history of economic stability, how can banks decide who should be given a credit card? How do markets convince people to use cards, make their transactions visible to authorities, assume the potential risk of fraud, and pay to use their own money? Why should merchants agree to pay extra if customers use cards instead of cash?

In Plastic Money, Akos Rona-Tas and Alya Guseva tell the story of how banks overcame these and other quandaries as they constructed markets for credit cards in eight postcommunist countries. We know how markets work once they are built, but this book develops a unique framework for understanding how markets are engineered from the ground up-by selecting key players, ensuring cooperation, and providing conditions for the valuation of a product. Drawing on extensive interviews and fieldwork, the authors chronicle how banks overcame these hurdles and generated a desire for their new product in the midst of a transition from communism to capitalism.

À propos de l?auteur

Akos Rona-Tas is Associate Professor of Sociology at the University of California, San Diego and Research Associate at Met@risk, INRA in Paris. He is the author of The Great Surprise of the Small Transformation. Alya Guseva is Associate Professor of Sociology at Boston University. She is the author of Into the Red.