Akhtar jawed (43 résultats)

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Etat : New. pp. xiv + 248 Index.

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Hardcover. Etat : New. ISBN:9788177082838,236pp.

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Hardcover. Etat : New. Contents Preface 1 Banking system introduction and recent studies 2 Evolution of banking system in India 3 Banking sector reforms in India 4 Performance evaluation of post reforms banking sector 5 Issues related to banking sector reforms 6 Internet banking in India 7 Modernisation of banking regulation and supervision Bibliography IndexPrior to economic reforms initiated in early 1990s the banking sector in India suffered from black of competition low capital base inefficiency and high intermediation costs The banking industry dominated by the public sector was subject to a high degree of financial repression characterized by administered interest rates and allocated creditReforms in the commercial banking sector had two distinct phases The first phase of reforms introduced subsequent to the release of the report of the committee on financial system 1992 focussed mainly on enabling and strengthening measures The second phase of reforms introduced subsequent to the recommendations of the Committee on Banking Sector Reforms 1998 placed greater emphasis on structural measures and improvement in standards of disclosure and levels of transparency in order to align the Indian standards with international best practices Reforms have brought about considerable improvements as reflected in various parameters relating to capital adequacy asset quality profitability and operational efficiencyAlthough commercial banks still face the problem of overhang of non-performing assets NPAs high spread and low profitability in comparison with banks in other emerging market economies reforms have been successful in enhancing the performance of commercial banks in terms of both stability and efficiency parameters 236 pp.…

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Hardcover. Etat : New. ISBN:9788177085266,166pp.

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Hardcover. Etat : New. ISBN:9788177084849,190pp.

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Hardcover. Etat : New. Etat de la jaquette : New. 1st Edition. Contents: 1. MGNREGA and its Performance. 2. Employment Multiplier-Accelerator Interaction in MGNREGA. 3. Financial Inclusion through MGNREGA. 4. Wages under MGNREGA. 5. MGNREGA as a Tool for Ecological Regeneration. 6. Millennium Development Goals (MDGs) and MGNREGA. 7. MGNREGA and Labour Migration. 8. Budgetary Allocation and its Utilization under MGNREGA. 9. MGNREGA and Good Governance. 10. MGNREGA and Technological Innovations. 11. Kerala Model of MGNREGA. Bibliography. Index. Consistent with the approach for an employment-centred development strategy, public employment programmes are an integral part of planning and policy in India. Apart from the advantages that accrue to the unemployed, under-employed and the poorly-employed, such programmes have a positive macroeconomic impact via increase in effective demand from the hitherto poor and vulnerable segments of the population. Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA), 2005 was notified on September 7, 2005. The Act came into force on February 2, 2006 when 200 selected districts of the country were brought under its purview (Phase I, 2006-07). MGNREGA was extended to additional 130 districts in Phase II during 2007-08. The remaining rural areas were notified with effect from April 1, 2008. The objective of the MGNREGA is to enhance the livelihood security of unorganised workers in rural areas by guaranteeing 100 days of wage employment in a financial year to a rural household whose members volunteer to do unskilled manual work. The Act further aims at creating durable assets and strengthening the livelihood resource base of the rural poor. The choice of works suggested in the Act address causes of chronic poverty like drought, deforestation, soil erosion etc. so that the process of employment generation is on a sustainable basis. This work traces the origin and development of MGNREGA and analyses its impact in rural areas in terms of Millennium Development Goals (MDGs), wage rate, financial inclusion, budgetary allocations, labour migration, governance and environmental concerns.…

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Hardcover. Etat : New. Etat de la jaquette : New. 1st Edition. Contents: Preface. 1. Fiscal policy: an introduction. 2. Studies on fiscal policy: a review. 3. Role of fiscal policy in economic development. 4. Philosophy of fiscal reforms in India. 5. Fiscal reform measures in India. 6. Tax reforms in India. 7. Public expenditure reforms in India. 8. Evaluation of fiscal reforms in India. 9. Conclusions and suggestions. Bibliography. Index. The external payments crisis of 1991 which led to the initiation of economic reforms in India was the result of deteriorating fiscal situation during the latter half of 1980s. Fiscal imbalance was identified as the underlying cause of the twin problems of inflation and the difficult balance of payments position. Hence, fiscal consolidation constituted a major objective of the policy response. This consolidation was planned to be achieved through reduction in the size of budget deficit and public debt in relation to Gross Domestic Product (GDP). (jacket).…

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Hardcover. Etat : New. 1st Edition. Contents: 1. Financial Inclusion of Rural Daily Wage Earners/Ashraf Pulikkamath and Muhammed Safwan A. 2. Banking Habits and Access to Formal Credit/Subhashini Muthukrishnan. 3. Financial Literacy of Economically Marginalized People/Abdul Azeez N.P. and Nasira Banu M. 4. Financial Inclusion in Rural India/C. Krishnan. 5. Interest Free Micro Finance as an Alternative to Financial Inclusion/Muhammed Palath. 6. Level of Financial Literacy and Inclusion/Sini VT. 7. Empowering Poor through Financial Inclusion/S.N. Tripathy. 8. Dimensions of Financial Inclusion in India/M.H. Wani and Arshad Bhat. Index. Financial literacy deals with knowledge and skills which allow an individual to make informed and effective decisions with regard to his financial resources. An understanding of basic financial concepts allows people to navigate in the financial system successfully. People with financial literacy training make better financial decisions than those without it. Financial literacy involves proficiency in financial principles, financial planning, debt management, saving techniques and the time value of money. Lack of financial literacy can lead to poor financial decisions including money loss, indebtedness and other negative consequences on the financial well-being of an individual. The concept of financial inclusion has a special significance in India because a large segment of the society, particularly low-income earners, has little access to financial services, both formal and semi-formal. Resultantly, many of them have to depend either on their own or high cost informal sources of finance such as moneylenders. The essence of financial inclusion is to ensure that a range of appropriate financial services are available to all individuals to enable them to understand and access those services. The present volume contains 8 research papers on financial literacy and financial inclusion authored by experts in the field. These scholarly contributions provide deep insights into the various aspects and problems associated with the twin policy goals of financial literacy and financial inclusion. (jacket).…

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Hardcover. Etat : New. Contents: 1. Digital financial services during COVID-19 lockdown in India/Nasira Banu M. 2. Digital sale of farm produce/Meenal Annachhatre. 3. Digital financial services and their impact on financial inclusion/Mohd. Shafeeq and Sana Beg. 4. Digital green finance and sustainable development/Manasi Gore. 5. Crypto currency/Rajesh Mohapatra. 6. Digital finance and fintech in India/Sumitha Franklin. 7. Direct benefit transfer (DBT) initiative/Shiva Johri. 8. Digital financial services and mobile banking/Mazhar Mohammad. 9. Digital divide and education in India/Bishweshwar Bhattacharjee and Bireshwar Bhattacharjee. 10. Barriers of digital literacy for financial initiatives in rural India/Elhamuddin Safi and Abdul Azeez N. P. 11. Digital financial literacy: an overview/V. Sonali. Appendix: Payment and Settlement Systems in India: RBI s Vision Document, 2019-21. Index. Digital finance and literacy have assumed greater significance in 21st century due to complex financial products, prevalence of fraudulent schemes, and deregulation policies of the governments. In 2020, the world endured an unexpected onslaught by the COVID-19 virus. The shock of the pandemic has been extremely unconventional in terms of its size and uncertainty. The pandemic has been unique in its wide-ranging effects on almost every section of the economy and the society. The virus has posed an unprecedented challenge for policy-making globally and nationally. It has tested the mettle of policy-makers to deal with uncertain, fluid, complex and dynamic situations, having far-reaching socio-economic implications. The pandemic and lockdowns have highlighted the importance of digital financial services. Digital financial services enable people to conduct financial transactions remotely using either mobile banking or internet banking. Digital financial transactions do not involve any physical cash exchange and hence prevent the spread of pandemic and helps to keep the economy moving during the pandemic. Digital financial services are enabling governments to provide quick and secure financial support to hard-to-reach people and businesses. This will help mitigate the economic fallout and potentially strengthen the recovery. Financial literacy enables one to manage one s personal finance in a prudent manner and achieve financial well-being. The objective of any financial literacy programme is to improve knowledge, skills and behaviour of individuals which will lead to awareness and action towards better management of family finances. This volume contains 11 research papers authored by scholars in the field of digital finance and literacy. Their contributions provide deep insights on various aspects of the subject.…

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Etat : New. pp. xvii + 657 Illus.

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Hardcover. Etat : New. Language: English. ABOUT THE BOOK: Rural development became a planning concern as it became clear that the strategies adopted in developing countries remained largely ineffective in alleviating poverty and inequalities in rural areas. Development of rural areas and the rural people has become the primary concern of the economic planning and development process of the country. It became increasingly clear that apart from an effort to increase agricultural and industrial production, it is also necessary to address directly the basic problems of rural area. The increasing interest in rural development is a result of the realization that a systematic effort is necessary to create better living conditions in the rural areas where the vast majority of populations of developing countries reside.Creation of more effective employment opportunities and exploring new avenues for their engagement in economically gainful activities will go a long way in ameliorating rural India. No doubt, formulation and implementation of various rural development schemes/ programmes have touched many a milestone, yet a lot remain still to be done. This edited book examines the basic issues, problems, policies, programmes and prospects of rural development in India.It is clear that rural development, in its all dimensions, is sine qua non for a strong and vibrating nation like India which aspires for becoming a super power in the world. It is also true that no nation can survive if it ignores its vast human potential in general developmental process and rural people in particular because development is above all a human process and not just a mechanical or technological change.Let us hope for a bright future for rural India and rural people. ABOUT THE AUTHOR: Dr. Abdul Azeez NP is currently working as the Assistant Professor in the Department of Economics at Central University of Kashmir, Srinagar. A gold medallist of Aligarh Muslim University in M.A. Economics (2010) examination, he obtained Ph.D degree also from the same university. He has published a number of research papers in various reputed national and international journals and edited number of books. His areas of specialization mainly include Economics of Rural Development, Human Resource Development. He has participated in various National and International conferences and has presented several research papers., Dr. S.M. Jawed Akhtar is currently Associate Professor in the Department of Economics at Aligarh Muslim University, Aligarh. He was awarded gold medals for securing first position at B.A (Hons.) and M.A (Economics) of the same university. He has been actively engaged in teaching and research for almost last two decades. He has to his credit a good number of publications in various reputed national and international journals. He is a recognized research guide and several Ph.D degrees have been awarded under his guidance. He is an active member of several academic bodies. CONTENTS: Contributors 7 Preface 9 1. Geographical Indications and Rural Development in India: A Survey Ruchi Sharma 13 2. Rural Treasures: Traditional Knowledge, Innovations and Best Practices (With focus on Western Rajasthan) Trilok Kumar Jain 29 3. Challenges and Barriers in Rural Development in India and Beyond: A Regional Outlook Najmudheen, T 35 4. Role of Agriculture Sector in Sustainable Development of India Shaukat Ali 61 5. Agricultural Credit and Agricultural Development in India. Kaberi Sarkar and Sebak Kumar Jana 81 6. Demand for Agricultural Credit: A Financial Inclusion Perspective S. M. Jawed Akhtar and Saba Parveen 101 7. Demographic Dividend in India: Addressing Education and Skill Development. Anup K. Mishra, Santosh K. Singh 117 8. Inclusive Growth of SelfHelp Groups in India Jasmin Treesa T.J. 133 9. Factors Affecting Child Health: A Study of Respondent Mothers and their Children's Health in Rural West Bengal Paramita Roy and Arunangshu Mondal 141 10. Role of Credit and Banking of Rural Development in.…