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PAP. Etat : New. New Book. Shipped from UK. Established seller since 2000.

Paperback. Etat : new. Paperback. If you are in your late 30s or 40s and feel like money has become heavier, you are not imagining it.This is the season of school fees, ageing parents, rising household costs, future planning, and the quiet pressure of trying to hold everything together at once. Many parents are doing their best, yet still wondering: Why does life feel so expensive right now?Am I saving enough?What should come first?How do I make wise decisions without overthinking every dollar?How do I raise money-wise children without making money feel stressful?Holding It All Together is a practical guide for parents in the sandwich generation who want to make sense of family finances in the middle years without turning life into one long budgeting exercise.Inside, you will find: simple frameworks for budgeting, saving, insurance, and retirement planningpractical ways to manage money in the primary school yearsguidance on teaching children about spending, saving, and trade-offsreflection questions and fill-in templates to help you think clearly and act steadilya realistic approach to building security without missing life in the presentThis is not a book about perfection. It is a quick, usable guide to help parents get life and money into better order, one step at a time.You do not need to figure this all out alone. Sometimes what parents need most is not more pressure, but a clearer way forward. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability.