Mclean (Plus de 3 000 résultats)

Etat : Very Good. Item in very good condition! Textbooks may not include supplemental items i.e. CDs, access codes etc.

Etat : very_good. Book is in very good condition and may include minimal underlining highlighting. The book can also include "From the library of" labels. May not contain miscellaneous items toys, dvds, etc. . We offer 100% money back guarantee and 24 7 customer service.

Paperback. Etat : Very Good. This book provides an up-to-date understanding about reverse mortgages and how to use them as part of a complete and responsible retirement plan. Those who understand whether and how to fit a reverse mortgage into their retirement plan will have an important edge in achieving a financially secure retirement.This book is special as I do not work in the reverse mortgage industry and am not trying to sell you a reverse mortgage. Rather, I am a Professor of Retirement Income and director of the Retirement Income Certified Professional(R) designation for financial advisors. I am also the Retirement Researcher. These roles require me to be agnostic and to search for the best from different retirement income styles and tools. This is what led me down the path of studying reverse mortgages and the role they can play in well-constructed and thoughtful retirement income plan. My perspective is on how to build strong retirement plans, and this is the perspective I bring to reverse mortgages.Reverse mortgages have been surrounded by negativity. They were often mentioned alongside phrases like last resort, out of money, and bad choice. My attention was drawn to reverse mortgages to give them an in-depth study. I concluded that reverse mortgages are not inherently a bad idea, though they are often misunderstood and not used in a most beneficial way. I realized that reverse mortgages---when used correctly---can provide an added layer of security for retirees and allow them to enjoy retirement more by having greater flexibility for their assets. Opening a reverse mortgage earlier in retirement and using it in a strategic manner is generally more effective that treating a reverse mortgage as a last resort option only to be considered when all else has failed. After providing an overview of retirement income planning, which sets the context for understanding the potential role of reverse mortgages, I will give you a firm understanding about the basics for how reverse mortgages work. You will understand why they work better when interest rates are low (unlike every other retirement tool), the potential for line of credit growth, and their ability to help manage sequence of returns risk for investment assets. Then I dive into their flexibility and many potential uses: Use to refinance your traditional mortgage so you do not have fixed mortgage payments chomping away at your retirement assets in your early retirement yearsUse to fund home renovations to support aging in place and allow you to stay in your home for longerUse the Home Equity Conversion Mortgage (HECM) for Purchase program to obtain a new primary residence while reducing the strain on your other assets to cover the costCoordinate spending from your reverse mortgage line of credit with your other investment assets to better manage the risks associated with a downturn in the financial marketsUse as a bridge to help cover spending while delaying your Social Security benefits to get the most lifetime value from Social SecurityUse as a spending source to avoid shifting into a higher tax bracket or to pay for the taxes on strategic Roth conversionsUse to pay premiums on existing long-term care insurance policies to avoid lapsing if there is a premium increaseUse the growing line of credit as a protective hedge for your home valueUse the growing line of credit as a source of reserves to cover unexpected bills or to divide the home value as part of a divorce settlement.…

Paperback. Etat : Very Good. It's a well-cared-for item that has seen limited use. The item may show minor signs of wear. All the text is legible, with all pages included. It may have slight markings and/or highlighting.

Etat : Very Good. A copy that has been read, but remains in excellent condition. Pages are intact and are not marred by notes or highlighting. The spine remains undamaged. There are no stickers on book or rips in dust cover.

paperback. Etat : Good. This is a used book in good condition and may show some signs of use or wear . This is a used book in good condition and may show some signs of use or wear .

Paperback. Etat : Good. No Jacket. Pages can have notes/highlighting. Spine may show signs of wear. ~ ThriftBooks: Read More, Spend Less.

Paperback. Etat : As New. No Jacket. Pages are clean and are not marred by notes or folds of any kind. ~ ThriftBooks: Read More, Spend Less.

Paperback. Etat : Very Good. No Jacket. May have limited writing in cover pages. Pages are unmarked. ~ ThriftBooks: Read More, Spend Less.

Paperback. Etat : Very Good. No Jacket. May have limited writing in cover pages. Pages are unmarked. ~ ThriftBooks: Read More, Spend Less.

Paperback. Etat : Good. No Jacket. Former library book; Pages can have notes/highlighting. Spine may show signs of wear. ~ ThriftBooks: Read More, Spend Less.

Paperback. Etat : Very Good. No Jacket. May have limited writing in cover pages. Pages are unmarked. ~ ThriftBooks: Read More, Spend Less.

Paperback. Etat : Very Good. No Jacket. May have limited writing in cover pages. Pages are unmarked. ~ ThriftBooks: Read More, Spend Less.

Paperback. Etat : Good. Reverse mortgages have been surrounded by negativity. They were often mentioned alongside phrases like last resort, out of money, and bad choice. In 2014, intrigued by the seemingly universal bad rap reverse mortgages had cultivated, Dr. Wade Pfau began researching them in depth. Over the course of the next year, he came to the conclusion that reverse mortgages aren't inherently a bad idea, though they are often misunderstood and not used in a most beneficial way. In fact, Dr. Pfau realized that reverse mortgages---when used correctly---can provide an added layer of security for retirees and allow them to enjoy retirement more by gaining liquidity from an illiquid asset.…

Etat : Good. Pages intact with minimal writing/highlighting. The binding may be loose and creased. Dust jackets/supplements are not included. Stock photo provided. Product includes identifying sticker. Better World Books: Buy Books. Do Good.

Etat : Very Good. Pages intact with possible writing/highlighting. Binding strong with minor wear. Dust jackets/supplements may not be included. Stock photo provided. Product includes identifying sticker. Better World Books: Buy Books. Do Good.

Etat : Good. Pages intact with minimal writing/highlighting. The binding may be loose and creased. Dust jackets/supplements are not included. Stock photo provided. Product includes identifying sticker. Better World Books: Buy Books. Do Good.

Paperback. Etat : Very Good. This book provides an up-to-date understanding about reverse mortgages and how to use them as part of a complete and responsible retirement plan. Those who understand whether and how to fit a reverse mortgage into their retirement plan will have an important edge in achieving a financially secure retirement.This book is special as I do not work in the reverse mortgage industry and am not trying to sell you a reverse mortgage. Rather, I am a Professor of Retirement Income and director of the Retirement Income Certified Professional(R) designation for financial advisors. I am also the Retirement Researcher. These roles require me to be agnostic and to search for the best from different retirement income styles and tools. This is what led me down the path of studying reverse mortgages and the role they can play in well-constructed and thoughtful retirement income plan. My perspective is on how to build strong retirement plans, and this is the perspective I bring to reverse mortgages.Reverse mortgages have been surrounded by negativity. They were often mentioned alongside phrases like last resort, out of money, and bad choice. My attention was drawn to reverse mortgages to give them an in-depth study. I concluded that reverse mortgages are not inherently a bad idea, though they are often misunderstood and not used in a most beneficial way. I realized that reverse mortgages---when used correctly---can provide an added layer of security for retirees and allow them to enjoy retirement more by having greater flexibility for their assets. Opening a reverse mortgage earlier in retirement and using it in a strategic manner is generally more effective that treating a reverse mortgage as a last resort option only to be considered when all else has failed. After providing an overview of retirement income planning, which sets the context for understanding the potential role of reverse mortgages, I will give you a firm understanding about the basics for how reverse mortgages work. You will understand why they work better when interest rates are low (unlike every other retirement tool), the potential for line of credit growth, and their ability to help manage sequence of returns risk for investment assets. Then I dive into their flexibility and many potential uses: Use to refinance your traditional mortgage so you do not have fixed mortgage payments chomping away at your retirement assets in your early retirement yearsUse to fund home renovations to support aging in place and allow you to stay in your home for longerUse the Home Equity Conversion Mortgage (HECM) for Purchase program to obtain a new primary residence while reducing the strain on your other assets to cover the costCoordinate spending from your reverse mortgage line of credit with your other investment assets to better manage the risks associated with a downturn in the financial marketsUse as a bridge to help cover spending while delaying your Social Security benefits to get the most lifetime value from Social SecurityUse as a spending source to avoid shifting into a higher tax bracket or to pay for the taxes on strategic Roth conversionsUse to pay premiums on existing long-term care insurance policies to avoid lapsing if there is a premium increaseUse the growing line of credit as a protective hedge for your home valueUse the growing line of credit as a source of reserves to cover unexpected bills or to divide the home value as part of a divorce settlement.…

Etat : very_good. Book is in very good condition and may include minimal underlining highlighting. The book can also include "From the library of" labels. May not contain miscellaneous items toys, dvds, etc. . We offer 100% money back guarantee and 24 7 customer service.

Etat : Very Good. Very Good Condition. Five star seller - Buy with confidence.

Trade Paperback. Etat : Very Good. EPM Publications, July 1996. Trade Paperback. Very Good. Occasional penciled notes. Not from a library. 352 pages. B&W illustrations and maps.

Paperback. Etat : Very Good. Finally Get The Amazing Results You Deserve For Your Hard-Earned Gym EffortsHave you been training hard in the gym, eating clean, doing everything you're supposed to do.but still not getting the fitness results you want?Are you seeing small changes in your body, but not the lean muscle and fat loss the health magazines or the expensive PT promised you?Are you frustrated - and feel like you've tried everything to desperately hit those fitness goals?You HAVEN'T.The fact is: most men and women only achieve a fraction of what's possible from their workouts because they've not optimised everything else.I'm talking about four key areas.fine tuning your workout programme, a leftfield approach to nutrition for strength and performance, enhanced recovery, and mastering your mindset.The secret to you finally smashing your fitness goals is maximising your workouts through a series of highly-effective Fitness Hacks in all four of these areas.I'm Marc McLean, author of the top-selling Strength Training 101 book series, and reveal these tactics in my top-selling book, Fitness Hacking: 21 Power Tactics That Will Transform Your Workout Results.You'll discover: * How to manipulate your hormones and burn fat on autopilot* A workout you can complete at home in under 5 mins that'll keep burning fat all day long* A roadmap to becoming a pro at chin-ups.even if you've never completed one in your life* The key to healthy eating and ditching fad diets forever* Common foods that might be hurting your results - and healthier alternatives* Why proper recovery is crucial and how you can maximise yoursThere are also several bonus video demonstrations to help you put everything into practice and get best results.Get started on your transformation by ordering your copy today.…

Etat : Very Good. Signed Copy . Signed/Inscribed by author on half title page.

Paperback. Etat : Very Good. It's a well-cared-for item that has seen limited use. The item may show minor signs of wear. All the text is legible, with all pages included. It may have slight markings and/or highlighting.

Paperback. Etat : Good. No Jacket. Pages can have notes/highlighting. Spine may show signs of wear. ~ ThriftBooks: Read More, Spend Less.

Etat : Good. Good Condition. Has foxing. Has some staining. Five star seller - Buy with confidence.

Etat : Very Good. 1st Edition. Former library copy. Pages intact with possible writing/highlighting. Binding strong with minor wear. Dust jackets/supplements may not be included. Includes library markings. Stock photo provided. Product includes identifying sticker. Better World Books: Buy Books. Do Good.…

Etat : Good. 2nd. Pages intact with minimal writing/highlighting. The binding may be loose and creased. Dust jackets/supplements are not included. Stock photo provided. Product includes identifying sticker. Better World Books: Buy Books. Do Good.

Etat : Very Good. 1st Edition. Pages intact with possible writing/highlighting. Binding strong with minor wear. Dust jackets/supplements may not be included. Stock photo provided. Product includes identifying sticker. Better World Books: Buy Books. Do Good.

Etat : Good. Pages intact with minimal writing/highlighting. The binding may be loose and creased. Dust jackets/supplements are not included. Stock photo provided. Product includes identifying sticker. Better World Books: Buy Books. Do Good.